New home purchase loan in Alabama

I just found a nice house worth 250k, and my husband and I (credit score of 740 and 760ish) want to move in. We make a combined income of 60k a year and have no debt besides standard bills and credit ca...

I have a LTV of 90%, can I refinance?

My credit is 743 and my salary is 75k a year. I got my home three years ago, haven't been late. I want to take advantage of the low rates today so I was wondering on a 325k home with 90% LTV on the loan...

Credit score 699, can I get a 4.25% rate on a refi?

Been living in the same house for the last 15 years, got the mortgage down to a LTV of 25%, home's worth around 225k right now. If I'm at a 6.25% rate, can I get a near-4 rate with my credit score of 4....

Here isI am a graduate accounting student, I already have a job set up t...

FHA mortgage on rental property

We would like to rent out our current home, which has an FHA mortgage. We would like to refinance to lower the rate through the streamline program. However, I am afraid of being in violation of the pr...

How do I know if I can refinance into the new HARP program?

My home is underwater at about 140% and I've had it since early 2005. I read about the first HARP program, but my LTV at the time was 145%. Now that I've heard that there's no limit on the loan value, w...

Is it possible for me to get a FHA home loan?

I'm currently looking at a home in the 230-240k range, have a decent credit score of 745, but I had a foreclosure back in 2008. Currently renting and making due with rebuilding my credit and saving up f...

Looking to get a new VA home loan

I currently live in a home that had a VA loan that is now paid off. I was wondering if I can get another VA loan for a vacation home I'm interested in getting that is out of state (I'm in Texas, looking...

Credit score of 713, can I buy a new home?

I currently make roughly 3k a month, my wife makes 2k a month, and we're looking to buy a home valued at 185k. My credit is 713, her's is 725 and this is our first home. Can we qualify for a mortgage? W...

Can I get a Home Equity Line of Credit with 30% free equity in the house?

I currently have a home worth 305k and wish to draw upon 25-30k as a line of credit. The outstanding balance on the mortgage is roughly 210k, leaving me with a LTV of 70%. If this is possible, and I hav...

Interested in an FHA home loan, do I qualify with a credit score of 747?

I have a home in mind worth roughly 225k. I've been employed for 3 years with no debt besides a car payment of 350 a monthy. Currently make around 4.5k a month take home and have a great payment history...

How much cash-out can I get in a refinance?

I need relieve a lot of debt, and currently I have a LTV of 40% with my current mortgage (100k of 250k home) I need to get around 50-60k cash out with a refinance. Would this be possible? Not good credi...

No cost refinancing for my home, will I save money?

If I do a no cost refinance with my current home at a 55% LTV, will I save money in the long run from a 6.5% rate? Or would costs be a better way to go? Currently at a 723 credit score and 15 years into...

Please see my question below

I have two 4 plex's (seperate titles) valued at 440,000.00 with a 7.5% cap rate. Currently at about a 55% LTV at 6.65% interest rate and would like to re-finance at 80% LTV. Credit Score is Excellent...

756 Credit Score, can I get a no money down home loan?

I'm looking at a home worth 210k, and I have a great job, but right now finances are tight. Would I be able to get a no money down loan with my 756 credit, or would it be better to save up for 6 months ...