Foreclosure/Bankruptcy, wondering about purchasing new home.

How long after a foreclosure and bankruptcy can I consider purchasing a new home? It's been 3 years since the foreclosure and the bankruptcy is pending discharge later this month. Am I SOL or do I have ...

Who can offer FHA's?

Can any bank or broker offer FHA's?

Is it possible to switch from a conventional loan to a FHA?

I purchased my home originally at 5.75% through a conventional loan and now I am trying to lower my payments by finding a better loan with less of an interest rate, but I am not able to do this with my...

Should I refinance again? Can i do it at 0 cost?

I refinanced our mortgage in July and got a 3.625% 5-1 ARM (interest only). Should I refinance again? Would it be worth my while? I asked this question on this site and got great responses, but I stil...

Refinancing for a senior family member in Virginia.

I have a elderly (60ish) family member that currently has a rental property with an LTV of 60%. Her current loan is a 5 year ARM @ 6.5%. We're trying to see our options in regards to a 15 year mortgage....

zoned agricultural home loan?

We have been prequalified for a mortgage....however, we have since learned that the property is zoned agricultural. It is a farmette on 10 acres, clean and green in Pennsylvania. We have no plans of f...

Are 100% financing options still available for first time home buyers?

Is there such thing as 40 yr mortgages anymore?

Just wondering

How long does it take the mortgage company to find out if your taxes are...

We were told that that would be enough and now they say they have to have irs showing it is filed.

What is credit score needed to qualify for a FHA?

Income is high (100k+), credit score is early 600's, what other lenders or loans can I qualify for??

Equity Loan, Refinance, 2nd Mortgage... What should I try?

I bought my first home a little over 3 yrs ago, the carpets need to be replaced and a few other things need to be done the stuff that's been here long before I puchased the house. I would like to someho...

Refinancing my home in the bay area (California)

I bought the house in 2009, for 875,000, my rate is 5.25% as a primary residence. I recently moved out of state for my job, so now I am renting the property out. I am, however, paying quite a large amou...

Is it possible to refinance my FHA 6 months after a Chapter 7 bankruptcy...

My chapter 7 has nothing to do with my mortgage payments, due to an accident I had trouble with my medical bills, but I have been on time for every payment in the last three years for my home. Is this p...

I refinanced our mortgage in July and got a 3.625% 5-1 ARM (interest only).

I am happy with the payments, but is it worthwhile to try to do another refinance at no cost? have the rates moved down enough to justify such action?

2 years old mortgage at 4.875%

I purchased our home in 2009 and borrowed $168,000. Our home value has been estimated at $224,000. Do I stand to gain anything by refinancing now, we have a loan balance of approximately $149,000? My hu...