Underwater refi
Bought my home in 2005, 30 yr fixed at 6.15%.Never been late on payment ,My score is about 665,my partners score about 730,I am underwater on my mortgage by about 130 LTV,My bank will not help me .I wou...
Why won't the bank approve our USDA loan?
Curious as to why we are such a high risk, and if you know of any more lenient type lendors for our situation. My scores are 609 (bad, I know), 660, and 633. Husband's scores are 711, 728, 728. Our annu...
How can I get a mortgage with a 580 credit score but a very big downpaym...
I am looking to purchase a home in the 240,000 to 310,000 range and was wondering if I can qualify for a mortgage. Once my home is sold I will have between 245,000 to 235,000 cash in the bank avaliable ...
Mortgage question on purchasing a second home?
We purchased our first home 2 years ago, we have now out grown and need to purchase a bigger place but would like to hang on to our current home as a rental. what we are thinking about doing is having m...
Thinking of buying a second home out of state and have some questions
I am Soooo over California. I'd like to buy a home in another state, and use it as a second home. Eventually (hopefully sooner rather than later), I'd like to move back there, but I am imprisoned by my ...
I am wondering how I go about getting a mortgage if I have a bad Credit ...
I am looking to purchase a home in the 240,000 to 310,000 range and was wondering if I can qualify for a mortgage. Once my home is sold I will have between 245,000 to 235,000 cash in the bank avaliable ...
Can I refi at 85% LTV on a jumbo in California.
My friend works for Wells Fargo and I tried to refi with them under HARP2, but it turned out my current loan was made and delivered to Fannie Mae 1 MONTH late to meet that requirement. So, they can't do...
Are there any lenders that will help me with my home equity loan??
I filed bankruptcy 1 year and 2 months ago. Credit score is 658, debt to income is 27%, I own my home outright, no mortgage. I can't seem to find a lender willing to help me get a home equity loan. Can ...
Can I borrow money for a camper and from who that will be my temporary h...
I am living with my son after returning from Korea. He recently got married so I need to buy something cheap until I get my business going. I have a small pension.
Lender placed "in dispute" on our credit file
I called my mortgage company recently about a mistake which caused us to be 30 days late. I contacted them to discuss the situation b/c the rep had told me that I had paid in a time frame that it would...
How do I Refi via Harp after ch 13 discharge or via any other potential ...
Refi via Harp after ch 13 discharge or any other type of loan?- Im about to receive discharge papers any day now. I would like to refinance out of a 6.5% 30 year fixed into a 15yr fixed. Property shows...
How do I Refi via Harp after ch 13 discharge or via any other potential ...
Refi via Harp after ch 13 discharge or any other type of loan?- Im about to receive discharge papers any day now. I would like to refinance out of a 6.5% 30 year fixed into a 15yr fixed. Property shows...
Is a 4.5% rate good for my situation?
Hey Everyone, My wife and I are about to purchase are first home. I have been approved for the loan, but want to make sure we are taking the best path, so I would love to hear any thoughts...I will be p...
Does my husband need my signature to refinance?
My husband claimed Chapter 7 bankruptcy recently and we owe 26,000 on our house, however I was unaware that the mortgage wasn't being paid because I was giving him my money along with his to pay it, and...
Is there a stated income loan to fit my need?
My bankruptcy was discharged 2 years ago..my credit score average is 680 betweem three ficos. I currently need a conventional loan to pay off a construction loan that I have already qualified for. I nee...
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