Can we qualify for a mortgage?

You should still get with a mortgage broker and apply... the lender is looking for big gaps in employment.. if your husband did not have multiple 90 day plus gaps in employment, then it's a possibility you can be approved... The best advice I can give you is to contact a LOCAL mortgage broker and apply with them.. Not the local "Big" bank, and certainly not one of those 50 states internet lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

The reality is that the hard and fast rule of two years employment isn't so hard and fast. Connect with a local Mortgage Banker/Broker now. The fact that a potential borrower had intermittent work is not by itself a deal breaker. Every borrower has strengths and weaknesses. By meeting with a local Mortgage Professional who will review your specifics, you will be able to tell EXACTLY what your issues, if any are. I recommend that you stay away from the big banks and the national mortgage factories. Those organizations are really only looking for applicants that are loan ready now or don't need much help to get ready. In other words, the quick score. A Mortgage Banker/Broker is Trained, Tested and Licensed in all aspects of Mortgage Origination. We have access to loan products of many lenders, not just those of one bank, and can properly guide you. But more importantly, We are trained to take a look at the various different options available to you and guide you into the one that makes the best sense for your situation. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com ~ 888-889-9950

First, while you were in school, and now out working, is your employment related to your schooling?? what does your husband do?? any mortgage lates on the divorce for you??

If your new jobs are full them, then yes. If they are part time, then no.

i do have some ideas for you ,but i need for you to detail a little more please email me at yourloanpartnerforlife@live.com i do have some private questions to ask you, and this is not the forum for that i do have a way to possibly get you approved.. linda

The best thing for you to do is talk with a mortgage broker that originates loans in MN and give them all the info they need to see if you qualify.

Nicole... The information provided doesn't give any lender enough information to make an educated answer. I am right here in St Paul, and would love to review your full application to see if you can get financing. There are no obligations. Visit www.MortgagesUnlimited.biz

Hi Nicole,I am a local mortgage broker. I would love to sit down with you and figure out how to get you a home. I work in St. Louis Park. My website is www.KenGraczak.com. Feel free to contact me.Ken - 184394