I have a property that is paid off and I would like to take a loan again...

The home is valued at $75,000.00 and I would like to borrow $30,000.00 to pay back due taxes and some debt.

Home improvement loan

I have a home currently valued around 235k and I wish to make improvements, maybe even an addition. Depending on the amount of improvements I wish to do, I would require a loan of 10k-40k. My home has a...

Bond Money Loans

I've heard about this in passing, I'm curious what a bond money loan is and how it's different from a conventional mortgage or FHA program loan? Is it similar to hard money loans? Currently shopping aro...

Refi home

Looking to refinance mortgage right now, have a 250k home with 200k left on the mortgage. Paying about 6.25%, credit around 760. What type of program and rates would be best for me?

Are FHA loans only for first time home buyers?

I found out about the FHA loan program and I like the rates that are available, but I've already bought my first home. The home is now long sold, but I'm thinking of moving out of my apartment and getti...

Interested in refinancing my mortgage, help

Currently I have a home which I believe is valued at 630k. I currently have a total loan on the home of 410k and need some cash out for a couple of home improvements (3-5k). My credit is excellent (some...

ARM or FRM?

If I only plan on living in my house for the next 5-7 years, would an ARM be a better loan than a FRM? I'm looking to refinance out of a 6% 30 year FRM with intentions of moving states by the end of thi...

Why is it that you cannot refinance/combine a 1st and 2nd mortgage with ...

Refinance my home at 5.75%

Refinancing a house currently, have a rate of 5.75% with 27 years left on the mortgage. LTV of around 86%. Home is currently worth 255k. Credit has been stable (between 780 and 790) since three years ag...

No credit history, can I get a mortgage?

If I've never had a credit card, or any debt, could I still get a mortgage? Or would I need a cosigner on the loan?

VA Loans

What can I currently get rate wise for a VA loan? I've been foreclosed on about five years ago and currently have rebuilt my credit and savings to acceptable levels. My credit is 746 and my current savi...

Need help on investment/new home question

I'm in the process of moving into a new home valued around 195k. My savings and investments are currently 35k and 25k respectively. My investments I'm averaging a gain of 5-7% over the last couple of ye...

New home, sold old one

I'm purchasing another home, just sold my first home and was able to get out with some cash (40k). The new home I'm looking at is 240,000 and my wife and I's credit scores are 725 and 740. So I'm hoping...

Can I only lend with a hard money loan?

I currently have very bad credit (620) and I am looking to finance a condo worth around 135k. I have enough for a 20% down payment, but I believe my credit is not enough to get a mortgage. Is hard money...

Reverse mortgage information

I have a home with 50k left on the mortgage, value is now 310k. I wish to get a reverse mortgage to help retire and enjoy the rest of my wife and I's lives. Does a mortgage need to be completely paid of...