Can I refinance with a 630 Credit Score?
What are my best options if any? My home is apprasied at 230K while I owe 130K
one time close loan
Looking for a one time close loan program with the follow details:full doc loan645 mid score$65,000 cas on depositw-2 incomevery low DTI$530,000 loan amountare there any lenders out there to fit this re...
Escrow account on my current loan,closing on harp 2 tomm.
I am refinancing through harp 2 tomm.I currently have a 3000 balance in my escrow account.My new escrow has been added to my new loan,there is no reference using my current loan escrow to offset this am...
Harp Lender for Investor with No Overlays.
I have 3 loans I would like to refinance, 2 held by Freddie Mac, 1 held by Freddie Mae. I'm looking for an investor that will have none of the following overlays: investment properties, over 125% loan t...
Need to make improvements on home.
We do not have any equity in our home and only have a 5k saved. Since we are unable to sell and are underwater, we would like to make improvements and stay put til the market gets better. We have B+ cre...
Process for a Construction Loan...
I'm looking into the possibility of doing some construction on my house.What is the process for getting a construction loan?Somebody told me that they are considered "story" loans. What does that mean?t...
Looking for a Hawaii Broker
I have a loan in Hawaii - HARP 2.0 - Fannie and we need a Hawaii broker that can help us out. Please contact me if you are a Hawaii Broker. 775-580-7115 - Ken
How can a lender lock a rate and then not honor it?
I waited to lock the loan until I got the rate I wanted. Advised to do this by broker who was advised by the lender to wait. So we locked on Friday - about 3 weeks after submission. Got approval toda...
Self employed - mortgage declined. Need advice
My wife and I are trying to buy a vacation home.We have been self employed for 14 years and our credit scores are close to 800. Our main home will be paid off in about 5 years and we have no other debt....
VA loan in FLorida
Hello fellow mortgage brokers! I am looking for a Florida Licensed broker that can do a VA loan. The borrower has excellent credit and income, but his DTI's are higher (56+-) because he currently has tw...
FHA or 5% Conventional
So I've been wracking my brain over this, but still can't come up with a satisfactory answer on whether to go with the FHA or 5% down Conventional.The terms that I've received from the lender are:FHA - ...
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