HARP 2.0 with radiant
We qualify with all parts of HARP 2.0 and have been in contact with several services about refi. Each time we get close they can't finalize the deal because our PMI is wi radiant. Is there anyone in Cal...
Should I streamline refinance?
Originally purchased March 2009 -- 123k / financed 120,726 @ 5.375online research says its worth 77,900 right now, and honestly given the recent sales, foreclosures, etc in the neighborhood that's proba...
Buying a new home 30 days after refiancing current primary residence
Hello, I just refied my primary to take advantage of the interest rates and combine two high interest rates into one lower payment. This move saved us $1200 a month and made perfect sense, the problem I...
Was wondering when is the first mortgage payment due ?
45 days, 60 days after signing?
Refinancing through harp program with low credit score
My current lender will not refinance through the program because of my credit score - although I meet all other requirements they said it is their option to consider my credit score - even though the pr...
If me and my boyfriend get married could his income an my credit score b...
Me an my boyfriend have been looking or a house basically because of our children. However I have a credit score of 625 but unfortunately I'm on unemployment. Where as my boyfriend makes over 34,000 a ...
If my husband and I own a business and it is an LLC, are we considered s...
We have owned the same business for over 2 years. We receive W2's. I am a member that owns 90 percent and my husband is a member that owns 10 percent.
Is it true that I cannot obtain a loan for a home that the seller has ow...
We would like to buy a home that the current owner has owned less than 90 days. When I contacted a local bank regarding a loan, the loan officer said that there is an "anti-flip" law which means they ca...
I want to refinance my mortgage but do not qualify for any government as...
What does a person do to refinance a B of A loan? I do not qualify for HARP etc. I have made all of my payments on time. I don't think I have 80% loan to value, but I am not underwater either. What are ...
non-recourse loans
Who offers non-recourse loans? and how much will you need to put down on one?
quit claim deed
Is it difficult or even possible to get a refinance loan on a property you get with a quit claim deed and there is no mortgage on the house? Can you go through USDA or FHA with this?
USDA Qualification help
Income is gross $2400 monthly. He just graduated from college in December and started working in Jan.Credit: One paid collection $71 in 2009, high util on cc's all paid on time, no lates at all. CC are ...
How long after ch 7 can I apply for FHA mortgage.
Im looking to purchase a home soon. 2yr since chp 7 sept 2012. Current FICO scores are Eq 649 TU618 TU04 663no deliquency or late payments since filing. Salary 85K.... not including $1500 recieving fro...
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