Locked in refi rate, payed appraisal, delayed closing 75 days re-ran cre...

I thought it I locked in my rate it was a done deal. Can they do this?

Harp 2.0 Refi Process: 2nd Mortgage Subordination Agreement

Hello, Soon, I will be applying for a Harp 2.0 refinance on my property in Florida (applying through my 1st mortgage holder). I also have a 2nd mortgage on the property and understand that Harp 2.0 requ...

What are the min credit scores to obtain an FHA & Conv loan in PA after ...

What are the minimum credit scores to obtain an FHA and Conventional loan in PA, after a chapter 7 bankruptcy discharge? How long do you have to wait after the bankruptcy has been discharged to qualify?

FHA vs. VA loans

What are the main differences in FHA loans and VA loans? I'm a retired vet and am considering purchasing a home for my full retirement from my career in Florida. Is a VA loan a better option because I a...

Mississippi - trying to refinance????

BYRAM MS 39272 7/24 12:15 - just spoke to a mature man looking to refinance. I can't help him with a modification because he makes too much income. Monthly Income - SS $1009 (age 65), pension $5400. Le...

Looking for a loan to buy a condo - Did Bankruptcy 2 years ago

Where should I start? My score is in the high 600 (almost 700), and I plan on puting 50% down on a 40k loan. My income is not too high, but its steady. My partner has good income, but his score is in th...

When will I qualify for a loan??? I had a short sale in Sept. 2010 and t...

Can I do a No Cash Out 100% LTV refi from non-Fannie/Freddie to a VA Loan?

Can I do a No Cash Out 100% LTV refi from non-Fannie/Freddie to a VA Loan?

How much mortgage could I qualify for?

I live in Southern CA. My income is about $42,000/year, credit score is about 650 due to previously defaulted student loans that I am now repaying through a settlement/payment program offered by origina...

Re-fi question - high debt ratio

Is there a new law or tax implication ie. 1099 in 2013 if you sort sale ...

I've heard that in 2013 if you short sale or foreclose on your primary residence, you will no longer be relieved of your mortgage or tax implication on the difference of what you owed and what the bank ...

Loans out there?

I have recently started cleaning up my credit (took a nose dive with my husband losing his job...and having to learn how to deal with a single income household). We sold our house over a year ago...and...

Can we qualify for a mortgage?

My husband and I live in MN. We both started new jobs in January of this year and have a combined salary of about 72,000 (we also have a young son and a new baby on the way). Before we had secured emplo...

LPMI

If I paid PMI in a single premium, which I did, shouldn't that loan still be written as Conv Insured? My loan papers say Conv. Uninsured. If this amount came out of my money that I brought to closing or...