Refinancing through harp program with low credit score
My current lender will not refinance through the program because of my credit score - although I meet all other requirements they said it is their option to consider my credit score - even though the pr...
If me and my boyfriend get married could his income an my credit score b...
Me an my boyfriend have been looking or a house basically because of our children. However I have a credit score of 625 but unfortunately I'm on unemployment. Where as my boyfriend makes over 34,000 a ...
If my husband and I own a business and it is an LLC, are we considered s...
We have owned the same business for over 2 years. We receive W2's. I am a member that owns 90 percent and my husband is a member that owns 10 percent.
Is it true that I cannot obtain a loan for a home that the seller has ow...
We would like to buy a home that the current owner has owned less than 90 days. When I contacted a local bank regarding a loan, the loan officer said that there is an "anti-flip" law which means they ca...
I want to refinance my mortgage but do not qualify for any government as...
What does a person do to refinance a B of A loan? I do not qualify for HARP etc. I have made all of my payments on time. I don't think I have 80% loan to value, but I am not underwater either. What are ...
non-recourse loans
Who offers non-recourse loans? and how much will you need to put down on one?
quit claim deed
Is it difficult or even possible to get a refinance loan on a property you get with a quit claim deed and there is no mortgage on the house? Can you go through USDA or FHA with this?
USDA Qualification help
Income is gross $2400 monthly. He just graduated from college in December and started working in Jan.Credit: One paid collection $71 in 2009, high util on cc's all paid on time, no lates at all. CC are ...
How long after ch 7 can I apply for FHA mortgage.
Im looking to purchase a home soon. 2yr since chp 7 sept 2012. Current FICO scores are Eq 649 TU618 TU04 663no deliquency or late payments since filing. Salary 85K.... not including $1500 recieving fro...
What is considered good credit score?
What is considered good credit score? Would I be considered good or bad credit if my scores were the following?Trans Union 639Experian 679Equifax 659
4 plex refi rate
We have 4plex that was appraised last year at 260k we owe 226k on it. is 5.25 percent loan non owner occupi for 30 years the best we can do? We have a credit score of 740. We simply want to get a better...
Clarification/Who's giving the right answer?
Like a lot of people I have been trying to combine my conventional first mortgage with my HELOC. And like everyone else I have found that you can not. I am at 98% LTV with both combined and the HELOC i...
Confused
I bought a mobile home in 1998 with a 30 year mortgage. It is saying on my credit report that it is a conventional loan. We have allowed a relative to take over the payments on the mobile home and lea...
buying a house
If my foreclosure 3 year date is Dec the Second when should I get pre-approved and when would the earliest to make an offer on a house and still be over three years on the funding date
HARP denied because of modification on other property
I am interested in taking advantage of the HARP program on my main home. My lender says because I negotiated a modification on a rental property in 2010, I can't use HARP at all. Can yo help?
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