Low FICO mid score

I make 63K a year, have approx $16K in credit card debt, and a FICO middle score of 608. I have a house on the market now and when/if it sells, should have about $5K to put down on a new house loan. C...

refinance now or purchase new home

We have a 30 year loan on a townhome we purchased 7 years ago in WV for $223k with an 80/20 loan. We now owe 151k on the first mortgage at a rate of 5.875% and $40k on the second both through Wells Far...

Low credit score FHA 203k

My fiance and I have have poor credit (579 and 597) and would like to try to get a home loan. Our landlord is selling our house and we would like to purchase it. It definitely needs work so we thought...

Can't find a lender to refinance with harp 2.

I am not able to find a lender that offers harp 2. I called quickenloans an according to them I meet all the requirements except that they are keeping the cap of 125% LTV and I am probably at 150%. Any ...

I'm not eligable for HARP 2.0 since I used the old HARP to refi right?

I'm not eligable for HARP 2.0 since I used the old HARP to refi right?

Possible divorce situation

I'm soon to be divorced. My FICO is less then 700 but by only a few points. My yearly salary is around $150,000K. I'm less concerned about getting "the best deal" rather than getting a deal at all and ...

wut is the rate

wut is your rate

Looking for a FHA Streamline Refinance on a manufactured home, i have ha...

Need a Harp Refi Loan with a competitive rate. Live in Florida and LTV ...

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Would a refinance be better in just my spouse's name or both??

We have a house that was appraised in 2008 for 360,000. Our mortgage balance is 223,000 and a line of credit of 59,000..totaling 282,000 that we would refinance. My wife has a FICO of 709 and mine is ...

I am wanting to apply for a home loan but have limited employment histor...

I was declared disabled since 2007. Before that I was a student. Now I have started my own business since December with good income. All 3 credit scores are above 640. But the loan officer is not workin...

Any advice?

Greetings all, My family and I would like to move to a better location, however, the value of our home is 50k less than what we paid in 2006. I owe 195k on the mortgage. Judging by recently sold homes i...

10-year, interest only mortgage

I'm looking for a 10-year, interest only mortgage, which is what I currently have, only at a better rate. Can you tell me what companies offer that product and what the interest rates are?Thanks,Sharon

Are loan services required to offer HARP 2?

MY mortgage loan servicer is INDY MAC. I went on their website and they do not make reference to HARP 2 but instead offer their own loan modification program that only applies to hardship cases. My si...

Need to cash out unencumbered inherited property to buy sibling out

We inherited my dad's house when he passed in November 2010. My sister has lived in the house as her residence since December 2010. The home is paid for free and clear, and she needs to take cash out of...