mortgage insurance

do all mortgages with low down payments require mortgage insurance?

bad credit preapproval

can i get preapproved with a low credit score? (550)

rental income on non subject investment property

The borrower owns an investment property with another person who is not going to be on the new loan. The investment property is not the subject property. The borrower claims everything 50% on her tax ...

Does HARP 2 help people with high DTI? if so, I am looking for a broker ...

Does HARP 2 help people with high DTI? if so, I am looking for a broker that can work in the state of Maryland.

reverse mortgage medicaid

According to what I understand about the medicaid program, senior patients cannot have more than $2,000 plus a house and a car. Why then do reverse mortgages remove eligibility when a borrower is cashin...

mortgage rates

how are mortgage rates determined? what organization is setting/calculating mortgage rates each day and what factors influence it?

Do I owe appraisal fee after the fact?

I'm trying to refinance my home. I have not paid an upfront app fee or anything. No credit card on file. My broker ordered an appraisal. The loan was declined because of the value from the appraisal ...

joint mortgage divorce

My husband and I are getting divorced and we happen to have a joint mortgage. What is the easiest option to remove my name from the mortgage? I do not want my credit to be damaged if any payments are mi...

preapproval reliable?

how reliable is a preapproval? how often do borrowers get preapproved for a loan and then denied later? I'm looking to buy my first house and I've been preapproved and I just want to make sure that I do...

mortgage and home improvement

I've been approved for a $200,000 loan and I was looking to purchase a home valued at $175,000. Would it be possible to accept the full amount of the loan and use the remaining funds for remodeling proj...

USDA LOANS AND SAVINGS ACCOUNTS

appraisal refund

can I get a refund on my home appraisal if I was ultimately denied the loan?

Responsible homeowners seek refinance help!

My wife and I currently live in the Chicago suburbs. The purchase price of our home was 411k in April 2008. In early 2011 we refinanced to the rate of 5.875%. During this refinance our home was appraise...

warranty deed

what is a warranty deed? is it the same as a quit claim deed?

mortgage bank bankruptcy

what happens if the bank where I obtained a mortgage loan goes bankrupt?