Why am I getting declined for a Harp 2.0 refinance through Freddie Mac's...
I have tried with several brokers and several lenders to refinance my home through the Harp 2.0 program but I'm being told that the Automated Underwriting System for Freddie Mac isn't approving my appli...
VA construction loan
My husband and I are looking into building a home in the next year and are trying to find a lender that will help us with our construction loan. My husband is an active duty Marine and we would love to ...
Need help with construction loan
We are looking to build a house in Chapel Hill North Carolina. About us, my wife and I have credit scores in the 750-800 range, income of 500,000+ per year, and very little debt. Our current house is ...
Puerto Rico
I live in MA and want to buy a summer hone in Puerto Rico and am being told I need to use a bank in Puerto Rico to write the mortgage?
If my credit score is 650 and my fiance is 700 would we qualify for a $2...
And how much of a down payment would we need? What do we need to get together before we apply? We are first time home buyers and don't know anyhting!
Home loan question - 20% down or FHA????
If I do 20% down, that leaves me 5 weeks pay in bank, if I do FHA, will have 9 mos pay in bank. Job is good, been there 5 yrs, no layoffs in sight, I always get 2 mos pay back in tax returns and save 20...
Sales comps for appraisal
We are looking for a reverse mortgage on a log home on 21 acres in Rockbridge County, VA 24450. Everyone we have talked to says you need comps that must be log homes and within 20 miles. That may be dif...
I NEED A PROOF OF SSI/SSDI LETTER
I NEED A PROOF OF LETTER SHOWING MY INCOME FROM SOCIAL SECURITY FOR MEDICAL PURPOSES.
What is the difference between a no closing cost loan and the interest r...
I noticed that I could find lenders that offer no-closing cost loans, but what is the difference in the interest rate and is it worth it in the long run to go with no closing costs now, or not when it c...
Can I still refinance with a credit score of 615? How can I lower my mor...
I'm a single mother of two and recently had some financial issues a few years back from my divorce. My credit score right now is at 615 and I need to lower my mortgage payments because it's really hard ...
Will we qualify?
DH's lender pulled midscore was 625 on April 7 (not good enough for our CU) and we decided to wait things out and reapply in a couple months but we may have a house we really like and are thinking of ta...
How do I remove myself from a loan I co-signed?
I am trying to get off of a mortgage loan that I co-signed for my father. Is going through qualified assuptions the first thing I should try to do?
FHA Mortgage Questions
I am about to sell my condo. Due to purchasing it about 7 years ago at the height of the market I will be cleaning out my savings account just to come to closing. In the past few years the wife and I bo...
Want a VA loan, but delayed by robosigning......what to do?
Question about "robosigning" (Non VA-loan ((GMAC)).We had a house go through the foreclosure process and all the way to sheriff sale when the judgment of foreclosure was "vacated" due to the robosigning...
On the mortgage, not on deed. We need to purchase?
Nearly 5 years ago, my father in law had a mortgage on his home through bank one. He wanted to sell. My husband and I wanted to buy as this was his childhood home, none of us in good credit standing. We...
Honesdale, PA - May 15th 2012
8 answers
- Latest answer by
Patrick Cashman MNLS# 215938
May 16th 2012
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