I am getting ready to refinance. The lender told me today if i get a 15...
Does loan to value mean maybe yes? ty
HARP 2 Penalty for 2nd Mortgage?
I wanted to correct my earlier question. Here is what my bank said is "Under this program if your first loan to value is 80% or less which it is (yours is 75%) there is a penalty under the HARP2 progra...
HARP 2 LTV Penalty?
My combined LTV (1st and 2nd mortgage) is 1.41. However, my LTV on my 1st mortgage is only 0.75. My bank is telling me that, since my LTV is less than 0.80, I need to pay a penalty of 1.75% of what I ...
Any help with HARP right after getting discharged from chapter 13 bankru...
I am looking to see if there are any lenders in or around NJ, that are able to do a HARP refi after discharge from chapter 13. The discharge was recieved last month. We owe more than the house is worth....
Looking for a lender that works with fair to average credit.
My husband has average credit scores. We have paid off a few debts & there are a few scars on his credit report. We have no credit cards or loans. We paid loans off early. We do not qualify for FHA. We ...
My insurance company says that I don't need flood insurance but my mortg...
Is it absolutely necessary?
Refinancing an investment property
I am looking for refinancing on my investment property at Plano, TX. Property value = 155K. Loan value = 130K. Willing to make it LTV = 0.75. please give me quotes for 15 year and 30 year fixed loan terms.
Lender denied Harp 2.0 refi due to a high DTI (56%) in California.
My LTV is 90% and payment history is good (never late). My DTI is high due to recent credit card payments (within the last year). I am unable to get my lender to discuss overlays or the manual underwr...
my question is do you loan on manufactured homes?
we owe about $2,600 on our manufactured home that sits in a park. we would like to buy a small piece of land and have the manufactured home moved and set up on it.
is there a time mandate on how long you have to have owned the house bef...
My elderly mother wants to sign the deed to the house I have lived in for 15 years to me. I want to investigate a reverse mortgage to do some upgrades and remodeling. Is there a time limit mandate for...
What are the typical closing costs on a USDA loan?
In terms of percentage of the loan cost
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