My husband and I own our house free and clear. We have lousy credit but ...
We re looking for about $15,000 and we can't get approved because of the lousy credit score.....mine is about a 625 and my hubby's doesn't even register and he's the one that's working!!! I can't work r...
Am I eligible for any lease to own programs?
I can't buy outright because I don't have as much saved up as I'd like for a down payment. 738 credit score (proud of that), relatively recently out of graduate school and about $20K of my $80K in stude...
How much LTV do I need to refinance?
Is it possible to do a streamline va refi with only about 90% LTV (or a little higher)?
do VA loans have mortgage insurance
is mortgage insurance required for VA loans? if so is there a time when it can be waived such as at 80% loan to value like others?
What payments are included in a debt to income ratio (see below)
Hello I am trying to straighten things out with my DTI. Please let me know if these are included: utilities, car insurance, gym membership, alimony. That would help me out a lot - appreciate it.
Please, please - need help with qualifying for HARP 2.0
I refinanced in 2006 thru Quicken Loans . When I closed, the first was now with IndyMac and the Second with CitiMortgage. Ocwen financial has sinced taken over the first for servicing. Also, Ocwen Fin...
Conventional loan vs FHA loan underwritting
Is conventional underwriting more stringent and requires more documentation? We are first time buyers, which gives us a better chance at buying a home?
How long does the whole mortgage process take?
If I started an application and found a house all within the same week, how quickly should i expect my loan to be closed? I know it varies but i am moving so time is pretty important.
Refinance or home equity?
We have a house that should appraise for at least 230,000 and the principal balance left is 195,649. Our monthly payment with with escrow is 1560 and our interest rate is 5%. Husband's credit score no...
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