I am 62, live on fixed income ( alimony) appx $6000 per month -credit sc...
Medical bills from a car accident crushed my credit have been rebuilding -with car loan & cc have about 25k debt. I have not worked so no tax returns but do have deposit history with bank. Would I quali...
School Loans
I just finished working with an agency to increase my credit score to 695 so that I can qualify for a mortgage. My largest debt is school loans for my grad school program $113.2k, credit cards $11k and ...
Refinancing renovation loan into the mortgage loan?
Bought a house with a loan 450k/30yr/5%, but also took 30k/10year/6.84% extra loan for unexpected repair needed. Because I don't yet have equity in the house except the down payment, I cannot refinance ...
Legal rights for failure to fund
I signed the closing papers on a refi and did not cancel because I wanted to complete the refi which included funds for more expensive home renovations. The lender has not funded the loan or canceled t...
Stated Income
I am a first time buyer, 29. I have only ever had jobs that pay the majority of my income in cash tips (bar tending and bouncer). I have been good about making regular deposits (5 years work history)....
30-day Late - Can I refinance?
I am looking to refinance and pull out some cash. I just discovered that I have 2, 30-day late payments from June 2015 and November 2015. At that time, my husband was paying the mortgage and he was miss...
Rates for Vacation prop Vs. Primary Res
I would like to know if mortgage rates better for vacation property vs a primary residence in San Diego. Loan amount is $425k I have excellent credit 725, income is $86k/annually. I would like to get a...
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