<p class="MsoNormal"><span style="font-family:"Arial",sans-serif">In a world of online experts and push-button mortgages, I believe the human connection still matters. I believe there is never a one-size-fits-all solution when it comes to making one of the biggest financial commitments of your life. As your mortgage advisor, I am constantly expanding my knowledge and staying current on the latest mortgage and real estate trends so that I can offer you smart loan options. My team and I will listen so we can provide you with individualized mortgage solutions, based on your unique circumstances and goals. <o:p></o:p></span></p><p class="MsoNormal"><span style="font-family:"Arial",sans-serif">I've been in the mortgage industry since 1996, it's the only business I've ever known, and I still love coming to work each day.<o:p></o:p></span></p><p class="MsoNormal"><span style="font-family:"Arial",sans-serif">My philosophy is simple. I will never recommend a mortgage solution to my clients that I would not feel comfortable offering to my mother or best friend. My utmost goal is to earn your trust so that you feel confident throughout the entire loan process. <o:p></o:p></span></p><p class="MsoNormal"><span style="font-family:"Arial",sans-serif">I've lived in and around Roseville for almost 30 years now and I am passionate about creating homeownership opportunities for those in our community.<o:p></o:p></span></p><p class="MsoNormal"><span style="font-family:"Arial",sans-serif">My partnership with Element Mortgage means I'm backed by professionals. Element (and our bank, APMC) believe in training and testing their mortgage professionals beyond the national and state standards which ensures you will always work with knowledgeable and friendly experts. <o:p></o:p></span></p><p class="MsoNormal"><span style="font-family:"Arial",sans-serif">Let me show you why the human connection still matters.</span><span style="font-family: Arial, sans-serif;"> </span></p><p class="MsoNormal"><span style="font-family:"Arial",sans-serif">My Specialties are:<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><span style="font-family:"Arial",sans-serif">Jumbo Financing
</span><span style="font-family: Arial, sans-serif;">Self-Employed/Complex-Income Borrowers</span>
<span style="font-family:"Arial",sans-serif">Veteran's Financing
</span><span style="font-family: Arial, sans-serif;">First-Time Homebuyers</span>
<span style="font-family:"Arial",sans-serif">Education & Advising
</span><span style="font-family: Arial, sans-serif;">Construction</span>
<span style="font-family:"Arial",sans-serif">Rehab/Renovation Financing<o:p></o:p></span></p>