2nd Mortgage for Repair on Home

I have estimated over $15k in repairs that are needed to my roof before the bad winter weather sets in. As for as a loan, would a 2nd mortgage be better than a personal loan? I have so-so credit, 620 fi...

home equity

I filed a chapter 7 with no first mortgage had a home equity loan on it will I lose my home

Loss in Property Value

I am frightened to death to purchase right now! I have spent the last 2 years getting my credit up (FICO is now 880), paying off debt down to 10/90 DTI and retired this year with $899,500 in my 401k. My...

Seems high mortgage rates might drop sooner than later

It seems with the increase in mortgage rates, we may have hit a ceiling, as rates have been unchanged for the week and doped right before x-mas. Would this be a good time for an ARM loan? Seems rates mi...

Getting Approved Factors.

Does credit or DTI weigh heavier on getting approved for a first time mortgage? My credit is ok, 615, but I started working to pay it down through debt consolidation program. But now my DTI has gone up ...

Remove me from the title.

I want to remove my name from the title of the house with my x-husband. He refuses to remove me...Is this possible?

Looking to repair my credit to purchase an investment property

Holiday Rates

it seems that lenders are more conservative with rates as we near the Christmas holiday, is this typical or is there any proof of this? I am wondering if I should take advantage of my pre-approval rate ...

Bonds Market

I have been noticing that the bonds market has been having substantial gains, especially the last two days. Could this be an indication that mortgage rates could improve in 2019?

are hard money loans assumable?

Student Loan Debt

Is my student loan debt counted against me as DTI if I am still under deferral program?

ARM Loan

With rates fluctuating so frequently, is the ARM loan something that borrowers should reconsider these days? I know that fixed rates are most popular, but the market is so volatile i feel that locking m...

Co Signer Question

My Co-Signer is not American and lives in North Korea, my uncle. Do Co-signers have to be in the same country as the primary borrower?

Should I Buy now - FEDs raised rates today!

I just read that Feds raised rates today - is now a good time to buy?

Hard Time Qualifying

I am having a hard time pre-qualifying alone for more than $133k. I make over $175k/yr, DTI is 65% and I have excellent credit 720. I have never needed a co-signer. I have never been late on a payment o...