What is the deadline for the $8K Tax refund?
Do I have to move into my new house by Dec 31, 2009? Or is it by when the loan closes? Can someone please explain?
I am trying to qualify for a home loan (it will be our first). Should I...
What is the difference between regular & FHA? Is FHA a loan from the government?
I asked this before and never got an answer, can someone please help wit...
I had heard of "conforming" and also of "jumbo", never of "conforming jumbo". What is that type of loan ? Is this a new Obama thing where jumbo loans do not need PMI?
Do mortgage rates hit their lowest in summer and then go up from there n...
My brother in law tells me that mortgage rates always go down in summer since most people buy homes in summer. Then they go back up near the holidays . Is this true?
Can someone remove my name from a mobile home title without me knowing it?
Can my ex have my name removed from mobile home title and add someone else with out my knowledge?
How does a gift letter work? And will I need to pay it back?
If I buy a house for $100,000 and my uncle is willing to give $2,000 gift money to closing costs for me. It is my first time buyer, after closing, I could file an amended 2008 return, and get up to $8,0...
Can you carry two FHA loans at the same, or do i need to quit deed?
I just refinanced my 1st home (FHA) and now in the process of purchasing a new home. just to find out that I can not carry two FHA loans. Can I quit deed it over to my dad & do a novation to be released...
I bought some land in SC that says it's unrestricted and would like to k...
Hello everyone, I recently purchased a piece of land in South Carolina and the papers state that it's an unrestricted piece of land. What does this mean to me?
When am I eligible for a home loan after I declared bankruptcy 2 years ago?
how likely is it to get a home loan if you have declared bankruptcy in previous years and how old does the bankruptcy need to be before applying?
How can I get my credit score from 540 to 620 in 12 months
I'm looking for purchase a new home within the next year and my current credit score is 540, I would like to get it to 620 before I start looking for a home. What is the best way to go about in getting ...
Do I have to pay more for fha mortgage insurance on a new condo in NYC?
My FHA loan lender is insisting I pay 1.75 % of loan amount as upfront insurance (this is a condominium in NYC) in addition is asking me to pay 0.05% of loan amount / month for minimum 5 years for mortg...
What can my husband do to keep his house after our divorce?
Hello,My husband and I are getting a divorce and our home has a 1st and 2nd mortgage. The first amount is what the house is appraised at today, and the second mortgage is for the additional amount that ...
Is my 401k protected when a deficiency judgement is obtained?
Are 401K, IRA and SEP protected when a deficiency judgment is obtained? Can the mortgage company take the money that I have in these retirements funds or place a lien on them?
If i sell the house i purchased within 3 years do i have to pay back the...
Hello everyone, I'm looking to sell my current home and I've heard from a few people that I would have to pay back the 8k tax credit? Is there a way around it?
My current credit score is 618, will a lender still help me with a fha l...
My credit score is 618 and I'm looking at purchasing a home, will any lenders work with me on a fha loan with my credit score below 620?
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