If I 10 payment left on my auto loan. will mortgage office exclude it fr...

Loan Rates in San Francisco

We plan to invest in a multi-unit home in San Francisco. I am looking at a new neighborhood but the prices seem inflated and overpriced. I know how expensive it is here but I just want to be sure if I a...

New Home Purchase Fund Verification

My wife is Filipino and she has set aside savings in the Philippines. This would amount to $200k. My agent told me that I would need to have the source verified, what is the process involved so we can u...

Newbie Home Buyer Agent Problem

A newbie home buyer here dealing with a real estate agent who is also my cousin. The problem is, he keeps on insisting that I should get a loan from a lender that he referred to me and not shop around f...

Jumbo Loan Advice

I am a first time home buyer and we are prequalified for a mortgage worth $750k with 3 lenders. We live in the Bay area where real estate prices are high and this jumbo loan may not be enough. Where can...

Shopping for Lower Interest Rates

We’re excited to buy a new home and have applied for loans with a popular lender in our county. We got an approval letter last September with a 2.75% interest rate. We gave them a call recently and we...

Will Getting Laid Off Affect Mortgage Application?

I lost my previous job due to COVID-19 and I just started with my new employer a few weeks ago. I worked for 4 years in my last job. We plan to apply for a mortgage to buy a new home, will my getting la...

Is Refinancing a Good Idea?

I have been paying double payments for a current mortgage for more than a year and should get it paid off in 2 years. My current interest rate is 5.375% fixed for 30 years. I still have $80k left on the...

Best Loan for Retirement Home Purchase

I own a rental property in Utah and I am looking to purchase a retirement home in California. My credit scores are in the low 600s. I am currently paying for a student loan at $400 plus child support at...

Is a 2nd Mortgage a Good Idea?

I am looking to buy a multi-family unit as an investment. My credit scores are 675, 650, and 640 respectively. I applied for a conventional mortgage but my lender told me that it would take 10 months to...

My husband bought a home before we got married. My name is not on the ti...

First Time Buyer For Studio Apartment

I plan to buy my first studio type apartment and I have saved up enough for a 3.5% down payment. The problem is, I have $100k in student loan debts that are deferred at the moment due to COVID-19. I als...

Best Loan for $90k Income

My income is at 90k a year but I’ve been with the company only for 6 months since I lost my previous work due to the pandemic. I’ve had 4 employers in the past 10 years with the same title and a lit...

Loan With Low Closing Costs

We are building our new home and we are set to close this November. This is my first time to look for mortgages and I want to make sure I pick the best one. I need a loan with the lowest payment possibl...

looking at some fix and flip or fix and fill business properties buildin...