I need to refinance, but my son is on my deed..Must he co-sign?

Mother put son on deed to her home to avoid probate taxes. Son is not on mothers mortgage or home equity loan. Now mother wants to refinance w/cash out to pay off credit card bills, is saying son must c...

Should I refinance or pay more towards loan???

Our current rate is 5.375 on a 30 year note. we owe 280,000. Our monthly payment on at is 1679. (We have been paying 1800/month). We have an opportunity to refinance into a 15 year loan at 4.6 with 0 po...

How will a new job affect getting a loan?

I was in the market for the purchse of a new home. I have excellent credit and able to put 20% down. I was recently offered a new job, which will be about the same salary but with more benefits and heal...

Should I refinance?

My current mortgage is at 5.875 with no PMI and I owe 490,000. My loan to value ratio has dropped over the past five years to over 90%. I have excellent credit, but also owe about 70,000 combined in col...

Co-signer Question

I currently have a home in another state that I am in the process of selling, however, although I have a buyer already living in & renting the house, it is not "sold" as of yet. I have found a great buy...

Recently divorced..selling current home..splitting the money..Now I need...

I currently for 10 years live in $800,000 home with a mortgage. Divorcing husband makes $600,000..wants house to be sold and split...probably make only $200,000 each. I will be getting $150,000 alimony ...

can a first time homebuyer with less than perfect credit still get a hom...

Help..I'd like to refinance my current mortgage for a better rate..

I would like to refinance my current mortgage for a better rate. Here are the stats on my existing mortgage:Currently a 80 LTV;~43% DTI;FICO ~800Westchester County, NY (Distressed Market);$539,000 with ...

Question about refinancing my second home...

I am looking to refinance my second home (inherited property) to reduce payments and borrow enough to pay off some other debt ( I actually just have a signature loan with the property as collateral not ...

Is this mortgage term too good to be true?

As the rate was about to increase today, Countrywide offered to fix the rate at 4.75% without my commitment to go with them. This was in addition to a credit of $3000 towards the closing cost, and an as...

Should I finance through a broker?

Hi guys, Just wondering what advice/info you guys have for getting financing. I plan on putting the full 20% down and I plan on getting a 30 year fixed rate loan. Should I try to get financing on my own...

Buying into a seller's 1031 exchange

As a buyer, what is the 411 on cooperating with a seller's 1031 exchange? How long does that take?

Can anyone tell me whether a fixed-rate 30-year mortgage with a cash-flo...

I am interested in obtaining a fixed-rate 30 year mortgage, but with "option" features. Most of the time, such "option" loans are "Option ARM" (adjustable rate). I'm looking for such a loan, but with ...

New Home Purchase tax credit senerio?

Son never owned a property. Father co-signs for son as the co- borrower for the purchase. Father and son buying another home, fathers not sell his current home, however the new purchase will be primary ...

Can anyone help me with a high ltv program?

I would like to refinance my 2 existing mortgages back into 1. But...my existing balances are $506K, house may be worth $500K. My mortgage is not government backed, so i can't refi through the FHA progr...