My middle score is 580 - Can i still do it?

I am looking to buy a home valued at 265k. I make about 70k a year and have 5 percent to put down. My middle credit score is 575-580. It fluctuates. I am married but husband credit is terrible, no stabl...

Can someone shed some light on this 8K credit with Obama's deal for home...

Need some money for home improvement....

We recently bought a foreclosed home free and clear and now need to take some money out of it to make home improvements. I had a bankruptcy nearly 15 months ago, but I just checked my credit score and i...

Rates in the next 10-12 months

Our 7/1 ARM is currently at 5.25. However, it will be resetting in June 2010. I think I can qualify to refi, should I do now or wait it out for lower rates?

Can I buy a house with these scores: 590, 594 and 602.

My 3 credit scores are 590, 594 and 602. I made 71k last year and 63k the year before and have been on this job for 5 years now. My monthly bills(not including rent) are around 1200 but will be dropping...

Hello everyone... My wife and I have stellar credit, excellent salary a...

We owe about $600k and have a not-so-good or accurate appraisal for $680k (i.e. incorrectly listed carpet instead of hardwood among other things). We're in northern california so considered a "declining...

OK, I'm currently (by my estimates) about 20K-30K underwater with a 30Y ...

I want to refinance both of these into a single 30 year fixed loan @ about %5 but nobody will touch it because it is underwater. I have a lot of availble credit on credit cards in the single digit % ...

Hello, Here is my situation, I got divorced about a year ago and I need...

I want to change the rate becasue it is high and I think i can get better.The loan 80/20: owe 229k on the first owe 99k on second My house is worth about 310k right now. I have about 30k in cash but I...

I was told not to make the mortgage payment to save it and to hold it no...

Hi - I noticed in the contract that there is something about job verifi...

I am doing a loan modification. If the bank lowers my principal loan wha...

my landlord has a home property he lives in and approximately 11 additio...

I have been served foreclosure papers that state he has not made a payment on the house since 11/08. He insists he is completing loan modification on all these properties and I should not worry (to cont...

First time home buyer questions

We are first time home buyers in CHicago suburb and have some questions: 1) How can I find someone to work with locally 2) What is considered a good mortgage rate? 3) How do I know whether I qualfy and...

I want to purchase a condo in southern California. I'm hoping to get a l...