What is considered a mortgage late? How bad will it hurt my credit?
We are 45 days late on the mortgage. DOn't see us making a payment for another couple of weeks. Is that mortgage late? How bad will it hurt credit?
Private Lender?
Is there a such thing as a private home loan lender as in a lender who does not go through a bank or financial institution? If so what are the advantages or disadvantages of seeking one? Is it easier to...
How do lender get paid..how much?
I am seriously considering buying a home. I know i need to obtain a mortgage through a lender, my question is how much does the actual lender add onto what I borrow? Is it a lump sum? or paid as I pay t...
Should I Refi Or Not?
Last year I bought a Home and now I am looking into refinance I sat down with my current lender but I am still pretty confused as the the best option. I got a good faith estimate.What information do i...
Can someone predict how long the rates will remain this low? My propert...
i really wanna refi, but no equity. what do people like me do?
What is a 203K Loan? Are these government loans, part of the new bailout?
We already have an fha loan. can we get a refinance loan thru 203k?
Can My Son Get An FHA Mortgage?
My son is trying to purchase a home with me co-signing as nonoccupying . He has such a small amount credit, only payed car insurance Can he qualify for an FHA loan with only this credit sources if I co...
Besides Credit Score
What factors are taken into consideration to determining my rate, amount available to me, and payment terms.
Loan transfer
A few years ago I bought a home for my brother because he didn't qualify for a loan. The house is his, he lives there, and all that, and he makes the monthly payments, but technically I own it. We wer...
Are the mortgage rates the reverse of the DOW Jones and stock market?
I have heard the recent dip in mortgage rates is becuase market has been bad? Is that really true? so isn't the market related to economy? How could this be? someone please explain. So to refinance...
Pay back reverse mortgage?
My mother and I have shared a home for the past three years and she has a reverse mortgage. She passed away recently and I'm wondering what I need to do to keep the house. Should I just refinance or c...
2 Loans into 1
I currently have two loans out, one for my main residence here in Southern California and another for a vacation home we have up in Portland , OR what are the proper steps to consolidating the payment ...
IRS and VA Home Loan Mortgage
Just began a tax repayment agreement with the IRS. Will this alone prevent me from obtaining a VA Home Loan?
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