Refinancing with a tax credit.

Mery, you should definitely look into refinancing if a lower rate would be attainable for you. We are a local in Tarzana Ca, and would love to be able to help you with any questions that you may have. Feel free to give us a call so that we can go discuss some different loan options for you. We can be reached at 877-834-3340 Ask for Mike or Joseph. Have a great day!

The tax credit you received was incentive to purchase a home. There is no penalty to refinance the current loan you have. I wouldn't wait any longer, as interest rates are on the rise. Feel free to call on me for any additional help you would need.Respectfully,Patrick McCarthyNorthpointe Bank866-901-3576 direct

The tax credit you received will appear on your 2010 tax return. It has nothing to do with the mortgage you currently have. As such, you are free to refinance to take advantage of the lower rates that you may be able to qualify for relative to what you are currently paying. You may even want to consider a no clsoing cost option, if you qualify. I can be reached at 877-662-3321 x-102. Joe Shamie.

You're fine. ... Find someone you would like to do business with and go for it. ... If you are still in doubt, contact your tax professional.Happy funding, Rudi