Should I refinance or pay off my home early?
Enter your answer here On the surface it looks like you could reduce your payment by approx $125.00/month. That would be approx $22,500. over 15yrs. I would need more details to tell you how much this refinance would cost you if anything at all. Direct further questions to speedlad@aol.com.

Do you do 80-10-10 loans
we can still do them Joyce 301 915 5644

Any ideas of where I can refi my loan?
Call us..Empire Financial Services INC..we are in Maryland and we carry the program that should help youMy number is 301 915 5644 Joyce

Can I refinance a underwater Freddie Mac Loan with LPMI under HARP 2.0
We can help you with this..If our system accepts it we have no "overlays" as we say in the trade..give us a shot..We are Empire Financial Services 51 Monroe Street #1107 Rockville, MD you can call me at 301 915 5644 or email at speedlad@aol.com

Am a getting a good deal on my new Harp 2.0 refi on my investment property condo?
seems not bad..we could give you a comparison quote if you'd like.JoyceEm[ire Financial Services< INC301 915 5644

HARP 2.0 without Short Sale Overlay.
We are located in Rockville, Maryland and do not have a short sale overlay.JoyceEmpire Financial Services, INC301 915 5644speedlad@aol/.com

Can you get an FHA Loan 3 years after a short-sale?
The answer is yes, however in many cases if a short sale was set up a certain way there may be no wait time, however, this being said if it appears on the credit report as a short sale we may be able to do a refinance in as little as two years. Give us a call..Joyce 301 915 5644 or email speedlad@aol.com thanks

Loan qualification after Chapter 7 discharge BUT house included in BR still sits with deed.......
I do not believe you are still on the deed if your former home was included in the Bankruptcy and the Judge discharged you. It should not be your problem. We are also able to do persons two years out of BK in many cases. Joyce 301 915 5644/Empire thanks or email speedlad@aol.com

Buying a house but already on another mortgage
Give me a call I would need more details. But since you are in Maryland you are no longer a first time home buyer. This sounds doableJoyce 301 915 5644

HARP 2 on investment property (condo) in Virginia. Fannie Mae loan, LTV > 125%, with PMI.
WE are highly competitive and can proceed with reasonable fees or perhaps none at all to you. We have unlimited LTV products for HARP 2. Call us 301 915 5644

How does my employment history affect my chances of getting a loan?
It should not be an issue in a wel prepared file. Joyce 301 915 5644

acceleration of mortgage notice
I would also suggest you consult an attorney and I know a few good ones who specialize in this area Joyce 301 915 5644

mortgage rates
We do not advertise on line, but what rate are you looking for and we can see if we can meet or beat it for you. This of course assumes that your credit is good and that you qualify for the mortgage. Give me a call..Joyce..301 915 5644

I am trying to purchase a second home for $34,900. It is a short sale. What is the right direction for financing?
This would depend on your entire profile. You should have someone do a complete application on you.

Should I refinance?
It looks like we could get you a no cost refinance..assuming you have made your payments timely in the last year..without an appraisal..subject to review..we are located in Rockville, Maryland..Our company is called The Mortgage Link INC. Jorge Posada NMLS# 206531 we can do this easily and quickly and it would...

Trying to refinance an investment property but debt/income may be an issue. Help!?!?
We can help you. We are in Rockville, Maryland and a branch of a New York Bank. Our company is licensed in the states where your properties are located. This should not be a problem. It will just take a bit of elbow grease. We carry many competitive products and since we are nearby we can meet with you and/or your...

Can we get a VA construction loan with over 50% down?
We offer many attractive products we may beable to fulfill your request. If not we do have a conventionalproduct for construction. We offer great service and quick turn times. Joyce and Tony 301 915 5644 email is speedlad@aol.com we are also the NewYork area as well as MD DC VA. Thanks look forward to...

I have a low credit score - can I use my fiance's high income to help me refinance?
It looks like something we can help you with. We are in nearby Rockville, MD..we can be reached at 301 915 5644 ask for Joyce or TonyMeadowbrook Financial we also offer quick turn times and competitive rates...email is speedlad@aol.com

sc portfolio loan
I cannot find th question but based on the other answers we offer portfolio loans. Give me a call. Joyce 301 915 5644 both for commerical and residential

I had a FhA loan 5 years ago..I sold the house..Do i still qualify for an fhA loan?
You should be able to qualify for an FHA loan as long as your financial history is still in good order. It would be best to have some one do an application for you so you can be pre approved for a purchase. Joyce 301 915 5644