Any ideas of where I can refi my loan?

HI:PLEASE CALL ME I CAN ASSIST...MY BANK NOT A BROKER CAN LEND TO UNLIMTED LOAN TO VALUE OVER 125%.MIKE703 505 5300

We can do a Fannie HARP refi with unlimited LTV, under certain conditions. We are local. Call me at 410-683-1500 and we can discuss.

Please call me - I can lend over 125% LTV under HARP2. Lynn Kinsel, Patriot Mortgage Corporation, Laurel, MD 804-677-8588 (C)

Contact a LOCAL mortgage broker, not a bank, and apply with them... they have access to numerous lenders and can find the right lender for your particular loan scenario... WilliamAcres.com

Yep! Contact a local Mortgage Banker /Broker. DON'T use one of the big banks, DON'T use one of the big national Mortgage houses, like the one you mentioned and DON'T use the people you are currently making payments to. We have heard that the big banks are already advising their customers that it could be a 4-6 month lead time before they will be able to close escrow, which is why they are limiting loans to their current customers only. You shouldn't have to wait. The local or regional Mortgage Banker/Broker is better equipped to handle the volume. We tend to be much more nimble in adding or moving personnel to accommodate a spike in volume. The big guys don't want to hire more people, so instead you wait and wait and wait. Another benefit is that your local Mortgage Banker has access to all the lending sources, allowing for an easier fit into the lender or program that makes the most sense. Whoever you choose, make sure you check them out at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ www.LoansA2z.com

Call us..Empire Financial Services INC..we are in Maryland and we carry the program that should help youMy number is 301 915 5644 Joyce

call us we carry the program that will help you and have used it sucessfully for several clients..Empire Financial Services, INC301 915 5644 Joyce

Hi Dougie - I'd am happy and capable of helping you refinance your mortgage. As of last week, we are lending via HARP 2.0 guidelines with no LTV/CLTV restrictions or overlays. We are a direct lending Contact me at your convenience so I can some additoinal information from you and answer any other questions you may have specific to your situation. I will provide you with a guaranteed quote in writing as well.I look forward to speaking with you!John BarbatoEmbrace Home Loans800.333.3004 x3130jbarbato@embracehomeloans.com

Don't allow Seterus recommend any company to you especially Quicken. The refi program is a trick. You would be on the line another 30 years and closing cost. You would pay more during the life of the loan in the long run. The houses are already underwater and you would be on the hook longer. Real estate is not an investment. If you don't believe it ask the millions that thought their "investment" was safe All the money we paid in interest the companies could reduce the balance owed by 50% in order to be fair. For example I refied 10 years ago at 5%. I have paid 120,000.00 in interest since then. The house across the street similar to mine sold for 119,000.00. I owe more than than on my loan. In my next life time I'll rent