Looking for a lender

Hi, I want to find the best lender for my situation, not sure what direction to take. I am self employed and don't have the necessary documents to apply for a traditional loan. Hard money loans are too ...

Transferred mortgage

Has anyone had their mortgage transferred? I have no idea why this happened. I just got a notice the other day and it says that everything stays the same only thing changed is the servicing company. Do ...

Asking for my boyfriend who plans to apply for a loan

Hi, my boyfriend is in his first year in trucking and we want to know if he can apply for a home loan. We asked around and were told that he need to submit a years worth of paychecks since his income i...

Can I qualify for an FHA loan?

I make $120k a year and I was wondering if I can qualify for an FHA loan. What is the downpayment and the requirements? I plan to buy in the Dallas area and this is my first time buying a house

Investing in a rental property

I have some cash and I plan to invest in a 4 bedroom apartment that I can rent out to college students. What kind of documents should I submit when I apply for a loan? I plan to buy in the Gainesville F...

First time buying a house

I plan to buy my first home by next year when I turn 30. I have no debts, a 750 credit score and can put down 20% around $20k in savings. I am making $15k a year with my current job. What loan is best f...

What's best for a variable interest loan?

We've seen interest rates climb to 7.29% from a low of 2.8% the previous year. What advise can you give to those who have ARM loans at the moment? Do I keep or refinance?

Is it the worst time to buy a house?

I'm new to all this and I was wondering if this is the worst time to buy a house? I've heard that prices are sky high and when a crash happens the prices will go down. Will interest rates be as high a f...

How do I remove PMI?

Can you get rid of PMI without a refinance? My value has risen to $275k but I only owe around $120k. I bought my home in 2019. Do I need to get an appraisal in this case?

can my mortgage be recalled after closing

How do I know how much second home do I qualify for?

How much second home can I afford given the following scenario: I bought my first home two years ago paying $2700 a month on the loan. I have no other debts. My credit score is 780. Gross income is $180...

Is now a good time to refinance?

This is the first time to own a home and my family is struggling a bit. We live from check to check ever since the pandemic started and we need advice on how to keep paying the mortgage so we won’t lo...

Going back to the States and buying a condo after living overseas

I’ve been living overseas for years now and I plan to move back to the states and buy a condo. I have enough down payment and my budget is around $200k. Will a letter of intent from a US company be en...

Having difficulty getting approved in another state

I live in Chicago with two businesses that are doing great. I file my taxes and have enough documents to prove that I can pay for a loan but I can’t seem to get approval from lenders in GA. We are rel...

What happens to my loan given my situation?

We bought a land and manufactured home using a construction loan but now our builder says that the lot is unbuildable. What happens to our loan? Are we financially responsible at this point?