Can I short sale a house when I have a first and second mortgage from di...

the house is worth less than the first mortgage. I am in south florida

FHA or Conventional loan with 5% down?

I was offer by my mortgage agent with 2 option, either FHA or Conventional loan with 5% down payment. I have got the Good Faith Estimate for both.For FHA: Mortgage rate is 4.500%, but have higher closin...

Qualifying for a home loan?

I have been a student and only have worked part time for the past 2 years. I have a student loan of about 15,000 dollars. I have medium credit. Now I will be graduating and working as an RN so my pay wi...

What's best way to refi? Owe 330k worth 450k@ 6.3%. Plan to stay in hous...

What can I do to be able get pre-apporved from leander with mid score 607?

my husband has mid 607 score pull by mortgage lender a few months back and she had advice us that we may need to wait untill we get to 620 , so anyone know any lender out there will approved the loan f...

Mortgage after Chapter 7??

I had a chapter 7 bankruptcy discharged in Sept. 09. I checked my credit score on freecreditreport.com and it is currently at 599 according to Experian.I didn't pay to get the other 2 scores.I don't h...

I have recently been pre-approved for a home loan.. So I found a house t...

I have recently been pre-approved for a home loan.. So I found a house that I wanted, signed a contract with the seller and went straight to the bank! I paid for an appraisal and started packing.. I ju...

refi with HARP?

I currently own a house I bought for in 2008 for $250k (This is a Fannie Mae Loan).I paid a higher interest rate of 6.5% and pay PMI, which is about $150.00 a month.Today the house is worth 200k and I o...

I am trying to find out information on a foreclosure at 20 Suburban Driv...

I am trying to find out information on a foreclosure at 20 Suburban Drive in Big flats NY. Do you know if this home is going to be for sale soon or would I be able to write a letter and make an offer? M...

Refinance with low 500 FICO and 90 days late... modification in process ...

Would like to find out if there is any chance of a refinance to consolidate car payments and mortgage. We have had several major hardships in the last couple years and while things have evened out, fina...

Can I buy with a 630 credit score, with a short sale a year ago?

What if my credit score is 630. Paid all bills on time and paid off all outstanding debt except my student loan currently in repayment. Could I still qualify for a mortgage with the short sale a year ag...

Should I refinance my rental property?

My current rate is 5.75 - 30yrs fixed. I've paid 4 yrs. My loan agent is trying to push me to do the refinance, but i'm not sure if it worths it. It'll be 5.25 - 30yrs fixed (no point no fee). Should I ...

Will owning a rental home hurt my mortgage application for a vacation home?

I hold a mortgage on a rental property in Illinois that is fully rented. I would like to buy a vacation home in Florida for my future retirement home. Will having the mortgage for the rental home hurt...

Who has a program that will aceept a foreclosure from 4/09?

In Wisconsin, have a foreclosure of an investment property in a bankruptcy from 4/09. Understand FHA can't deal with the foreclosure. Have perfect credit history since. Kept my primary residence thro...

Do I qualify for an FHA construction loan?

I am living in an apartment in Pittsburgh. I still own a home in VA with a VA mortgage, I currently have the home rented out and have hired a property manager to take care of the process. Rent checks ...