will refinancing reduce my total financing cost?
I am being told to refinance, but will it really reduce my cost in the long run?
Can I refinance again after 3 months?
I just refinanced about three months ago. Rates have dropped considerably. Is there any reason why I can't refinance again now? Should I considering doing so on both of my mortgages? Please advise.
I'm a US citizen living abroad and I would like to refinance my US mortg...
I'm a US citizen living abroad and I would like to refinance my US mortgage, but every time I try it seems that it's never worth my while, even though my current rate is 5.875% and I'm seeing current ra...
Using my title as collateral for new loan
I have a clean title of my condo (paid off mortgage loan). Now I would like to take up a loan using my title to help my parents buy their own condo. What kind of loan can I get using my title as collate...
What might delay approval of my loan?
I want to place a bid on a new place, but would don't want to get delayed in escrow due to any unforeseeable loan hang ups. What typically delays the approval of a loan?
Can I sell my house to my wife for $1 and refinance?
I am 57 years old, and recently married. Both my wife and I own homes. In the next few months, she is going to sell her home. I currently have a 30-year mortgage at 5.75 percent. My credit rating is ave...
Can I sell my house to my wife for $1 and refinance?
I am 57 years old, and recently married. Both my wife and I own homes. In the next few months, she is going to sell her home. I currently have a 30-year mortgage at 5.75 percent. My credit rating is ave...
Should I use my 401k to pay off the mortgage?
I have two mortgages. My equity on the home has suffered quite a bit of loss in the last couple of years. I have paid down a significant amount of my original loan, but the house is still worth less th...
2 percent rule when refinancing
I've always heard about the 2% rule when refinancing, is it important?
Loan qualification before filing taxes on foreign earned income?
My husband and I are U.S. citizens, living in Singapore, earning an income in Singapore Dollars. We want to purchase a rental property in the U.S., have large down payment and excellent credit history. ...
How long do I have to stay in my loan before I can refinance?
I have been in my loan for about 4 months. Rates have dropped even lower. I am always open for saving money. How soon can I refinance?
What else can we use besides a W-2?
We are trying to buy a new home and my fiance has been self employed since 10/09 but only has W-2's for 2010, he didn't file for 2009 because he was only in business for 2 mths, he is also employed by t...
Can I get a loan to buy a foreclosure?
I live in Las Vegas. So many homes are being foreclosed on. Luckily, I have never bought before and am now in a position to buy. I am not that savvy about the whole process, but want to score a great de...
How does a person qualify for down payment assistance?
My credit is good and I have been a teacher for nearly 5 years now. I really want to buy instead of rent. However, I hear that nowadays you have to have a significant amount of money for a down payment,...
Can my mother co-sign
Can my mother co-sign/ be a co-borrower if she only has an ITIN number and not a SS number?
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