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How long do I have to stay in my loan before I can refinance?

I have been in my loan for about 4 months. Rates have dropped even lower. I am always open for saving money. How soon can I refinance? by carterh7_352_808 from Brooksville, Florida. Aug 16th 2011 Reply


Joe Shamie (Joe Shamie)
#4 ranked lender in New Jersey - 1,412 contributions

If you dont have a prepayment penalty, you can refinance anytime. Give me a call for a quote. Joe Shamie 877-662-3321 x-102

Aug 16th 2011
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Dan Paladin (dpaladin)
#356 ranked lender in California - 792 contributions

There is no specific time frame...just guidelines on what value will be used based on when you purchased your home and there are guidelines regarding net tangible benefit to the borrower. So hit up your favorite neighborhood lender for accurate costs and benefit.

Aug 16th 2011
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