LPMI

What lenders offer Lender paid private mortgage insurance specifically in Louisiana

Getting refund for appraisal when it was late and lock expired

The appraiser came one week before the extension ended and submitted the report on day of expiry i.e. took one week to complete. I was unable to refinance as every bank refused to give further extension...

Funding from two different banks for one house?

My current loan is 80/11/9 from bank of the west. the bank gave us loan commitment for $404,000. but the other 9% totaling 45,000 is unsure until coming Tuesday or Wednesday and my loan contingency is...

How much time to apply for a loan after escrow opens?

We are buying our first home and will have an accepted (counter)offer and escrow opened by the end of this week. How long do I have after escrow opens to apply for a loan? My problem is that I have to t...

Minimum downpayment for an owner occupied triplex?

How much I would have to put down on an owner occupied triplex if I was going to live in one of the units.There are currently tenants in one unit, I would live in another, and the third unit apparently ...

I have had steady employment except when I took a break from work to foc...

arm 5/1 rate

I am trying to find mortgage rate online. I tried different condition. What puzzles me is with credit score 710-719 it gives best rate 2.875%. With other credit score but same other condition such as l...

Pro's & Cons of 15 yrs fixed vs 30 yrs fixed?

Assume you can afford both. What are the pro's and cons? What is the mindset on this subject? It looks like nobody wants to go with 15.

Mortgage on New Construction?

I'm under contract to purchase a newly built home that won't be finished until May. This is being build by a developer. Typically rates are only good for 60 or 90 days, but I'm interested in locking...

For a single-family, primary residence in Greene County, New York, what ...

Really want to buy

I need some help. I have put in an offer on a multiple offer property 15 Apr 11. The realtor called me and with no optisium in his voice basically told me that I wouldn't get the property because it w...

Getting a mortgage on a flipped property

I am interested in purchasing a triplex (30k annualy in rent) that is currently priced at 350k, but the seller bought it in November for 280k (looks like they went under contract in August so im guessin...

Selling property for more than purchase price - problem getting a loan

I purchased my property in November 2010 for 280 and since then have put in a significant amount of work into the place. I was planning on putting it on the market for considerably higher than i purcha...

OK to use Home Equity credit line for down payment?

I've got about $3k in equity in my current house. Instead of a mortgage, I have a Home Equity Line of Credit, with roughly $160k available for withdrawal. I'd like to move to a new place. My plan would ...

Pre-Approval without a hard hit?

Hi,Where can I get a pre approval letter without a hard hit on my credit? I have attempted to get a pre approval via my bank, but notice that my credit score decreased after the bank pull. I lost around...