I know Wells Fargo offers a conforming P & R Loan, but I wondering if there are any internet lenders that offer this type of loan?
I'm looking at offering on a short sale, and trying to decide if I should involve a buyer agent or not. The only reason I can think of needing a buyer agent for is to help a bit with the offer process ...
My wife and I currently have a USDA mortgage loan (30 years @ 5.5%) and we would like to refinance due to the very low rates and the fact that we are beginning to feel the pinch of rising real estate ta...
Hi all!Thanks in advance for the responses. I am trying to understand the differences between likely rates for these scenarios and I can't seem to find good information on what happens with rates when y...
Hello to all the lenders, buyers and agents out there, I've got a question regarding FHA spot approval. Has anyone done any spot approvals recently and how difficult has the process been? Do lenders typ...
I'm single, 54 and am planning on moving from NE to WA in one to five years (depending on enconomy). I would like to buy property now. The property will be something I plan on moving into when I make ...
I asked my prospective lender out of curiosity if they sell their mortgages. The loan officer confirmed that my mortgage would be sold. I realize the terms will remain the same, but I picked this bank b...
There seems to be a number of very well informed posters to this board so I thought I'd pose the question here rather than possibly red flagging us to the mortgage companies we've been working with. We'...
Are there restrictions on renting out a property after a hafa short sale? Can the seller rent the property back from the new owner?
I'd like to know that, if I purchase a home as a non-US citizen and take out a US-based mortgage (assuming I qualify), can I add my US-citizen spouse as a co-borrower (assuming it reduces the rate and i...
Anyone doing a 80/15/5 these days in Northern Virginia? Looking to only put 5% down on a ~$700k property. Have credit score above 800, great financials, but given interest rates, would prefer to lever u...
Can you use an FHA loan to buy an investment property? I am a first-time home buyer and am looking to buy an investment property (before my own home, though I am currently looking) using an FHA loan. I...
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