Is this even possible?
Would it be possible to get a first mortgage from a lender for 50% of the home price, and have the seller carry a second mortgage for the other 50% with no payments for 15 years? We are interested in a ...
Home Loans
Hello everyone :I already have one of my homes on loan and i would like to purchase a second home.Is it possible that I can also get loan for my second home ?
Help with my loans
Lender411,I would really appreciate your reply.This is my situation:-2 loans with 2 seperate lenders.-My income to death ratio is :approximately 60%-My house that I own is worth half of what I bout it f...
Is FHA The Best Option for Us?
Hey,My family and I are attempting to buy a 400 thousand dollar home in florida. Together my wife and I earn close to 200k and we can currently afford to put 8 percent down payment.At this moment, they ...
Are there any loans available out there for someone who is self-employed?
I'm self employed, but in the past, I worked part time. Up until a few weeks ago,I was a high school teacher but thanks to budget cuts, I got laid off (This turned out to be a positive thing because no...
3% down for FHA - what about closing costs?
I thought FHA allows only 3% down. That is what my realtor told me, however, when I talked to one the lenders on this site he told me that there are some closing costs which i need to prepare for also....
We have a small office in Santa Ana, 2700 SqFt
The rent is about $4K but the landlord is thinking of selling. I have been told that in this range of square footage it is a good idea to buy and make mortgage payments instead of paying rent. That wa...
final approval question
Me and my girlfriend have got pre-approved, found a home, done the inspection and appraisal. We are now waiting on final approval and still have about 1.5 months before closing date. When we first went ...
is refinance a good option for us?
140,000 first mortgage loan. 128,000 balance left at 5.75% rate. we also have a 48,000 interest only equity line. Home recently appraised for 278,000 ;Would like to consolidate the loans. Is it wise to...
What is an acceptable credit score for FHA purchase?
What is the minimun credit score that is acceptable. For a 30 yr fixed loan or an FHA.I am looking to get a loan early next year for about $165,000 to buy a duplex/condo in Naugatuck, CT. I am working o...
What is a Libore?.
I just called BofA to tell me what my rate will set to when my adjustable loan expires, and she said it will be based on 6month libore.
Do any of your lenders see the market right to pick a property?
We are first time home buyers in FL. Need someguidance. Wait or buy. Market is bottomed?
Can i get financed with this situation? - Please help
First off about income. I make 120,000 as does my significant other. So income in the 240,000's. My significant other has excellent credit in the 700's. I however while waiting to get hired for my job w...
is there such a thing as a wholsale rate? I have a family friend he say...
Is he yanking my chain?
What are the resonable lender fees for a $400K home (condo) purchase?
How many brokers/lenders I should talk to to get an idea as to how much the fees should be? They range all over the place from flat $595.00 all the way to $2000. Anyone has a rule of thumb for me on ...
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