Should my parents consider a reverse mortgage?
My folks have been tossing the idea of applying for a reverse mortgage. I am so unfamiliar with this type of financing. I question if they even know. What is all about and how can you tell if you are th...
Too many appraisals?
My house was appraised about 3 months ago. I paid for two appraisals then. I think that I could qualify for a lower interest rate, but as I assess the different fees involved, I am wondering if I can av...
When is a good time to refinance ? I have a 7/1 variable rate that has ...
Now that the rates are lower should I lock into something lower ? Would it be worth the cost to refinance ? or Should I keep it for now since it will probably stay at 5.25%?
My credit score is over 800. Any stated income or no doc lenders out there?
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Can someone explain discount Points?
Points, fees, discount, origination - too confusing for me. Need someone to break it down for me. Thanks!
Should I Pay Points?
Is it better to buy points to reduce my interest rate? I'll do it, but it is an expensive mistake to make.
I hear about these different ratios when qualifying for a mortgage.
Can someone explain what front and back ratios are?
Will lenders deal with an underwater borrower
I'm looking to do a HARP refi. I have heard that because it's a Fannie Mae loan, I don't necessarily have to go with my existing lender. How and where do I go to shop rates? Are lenders generally reluct...
Can I buy a home if I do not have money for a down payment?
If I can't buy without any money down. How much do I have to come up with at minimum?
Does it cost to take equity out of my home?
When we decide to refinance, we want to take some equity out to add a deck and maybe a new kitchen (fingers crossed). Probably not going to do it if it ends up costing me tons of money. What should we e...
Debt To Income Ratio Calculation Investment Property
Hi, I understand how Debt to Income ratios are calculated normally, but what is factored in when considering an investment property that you own? I've read that you take 75% of the gross rent (as stated...
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