Apply for a mortgage through a credit union or bank?
I have been a member of schools first credit union for a while and am wondering if i should go through them or a bank for my first mortgage. My income is about $80k and my credit score is 700+
Are lenders required to provide rate lock confirmation?
i was talking to my lender and they said my rate was locked, but i never got any official documentation stating that the rate was actually locked. is email confirmation enough?
80/10/10 jumbo loans in Florida
my credit score is 725, this is my 2nd mortgage. what rates am i looking at??
What happens with a reverse mortgage at death?
my family member is considering getting a reverse mortgage and i worry what will happen when if they pass away and they haven't paid it off. i dont want the burden to be left on their family
Should I refinance again?
in summer 2014 i streamline refinanced from 6.25% to 4.25%. after that the MIP was reduced. is it worth it to refi again so that i can get lower MIP and possibly a lower interest rate?
Remodeling loans for second home
My husband and I want to buy a second home in Hawaii. We would like to get a second mortgage and set a budget for renovations. Might rent out part of the property in the future. what is a loan that woul...
U.S. a refi more successful if you go through the HELOC bank that denied...
We attempted a refi about 2 years ago but after months of paperwork and the appraisal, M&T refused to subordinate the 2nd mortgage. I recently contacted M&T to gauge how we would fare if we tried again...
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