Gift money still in other account, will that work?
We are getting a gift from a family friend to help us purchase a home in the amount of $20,000. but it hasn't been put into our account yet. Will this be able to be counted towards our down payment?
Can I get approved for a loan with medical bills in collection?
My husband had some medical-related problems and we are currently involved in a lawsuit to recover the money. They are showing at 60 days late. Is this something that can be explained in a letter? We a...
Self employment question
What numbers do lenders look at from the tax forms when applying for a loan? Is it the Schedule C on tax form 1040?
If we are moving is 5-1 better
We will be moving from this house my 7-1 will expire in june. Should I refinance into another 5-1. What if we don't move and interest rates don't remain friendly ? What is best option ?
I only need a loan for 45K, is this something that can be done?
In other words, what is the minimum loan amount one can take out? I am planning to pay most of the purchase price in cash.
refinancing a mobile home
The mobile home is worth about 165k, and I owe just over 88k. Can I refinance and take out cash? What kind of interest rate would I be looking at?
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