Can I get approved for a loan with medical bills in collection?

Typically medical collections do not need to be paid in order to get a mortgage. This bigger question would be what affect these collections have on your credit score. Have you had a mortgage professional check your credit?

More info needed, but in general, most lending programs will ignore medical collections.. FHA for sure, but some conventional lenders might look at them differently if they are disputed.. the fact that your involved in a law suit to try to collect for those medical bills does not mean your not obligated to pay them,so it's still going to be a ding on your credit making the bigger problem your qualifying credit scores.. if you are delinquent on any debt, then that will lower your credit scores.. so even if you go FHA and the medical stuff is ignored, you will still need to meet the minimum credit score requirements for qualifying purposes.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Can you please contact me on 240-360-1881 so we can discuss about the property you are purchasing? Text messaging are welcomed. Or email me at goldstenlending@gmail.com