How early to get Pre-Approved?
I'm looking to purchase my first home around Oct-Nov. I am curious as to how early I should looked to get pre-approved so that I may begin to actually look and make offers on houses? Also, how long do p...
Loan options for a $600k loan
We need loan option on a $750k purchase price with 20% down. Our credit score is over 750. We would rather not pay PMI and wanted to know what options we had. What are the 80/10/10 or 80/15 loans about?
Can we get a mortgage?
Went from 710 credit score to 570 after falling on hard times and going through a debt solutions program. We have approx $8k in credit card debt, annual income is around $100k. Will the bank give us a m...
Will mortgage rates go up?
I am thinking about refinance. When will be good time? Thanks
Do you offer VA loans on new construction? Would it be a construction to...
We currently own the property, free and clear, that the house will be built on and we have a closing date to sell our current house so we are looking for a construction loan that will roll over to perm...
Why do a cash-out refi instead of taking out a HELOC?
I've been getting more positive feedback for a HELOC rather than a cash out refi. What are positives that I am not understanding?
Looking for an FHA-approved lender for a 4-plex property in the Atlanta ...
$100k down and 730 credit score. Income isn't there but I have a cosigner.
Should we wait or apply?
We are a couple with very litter debt and make around $160k/ yr. Our credit scored are around 617 & 640. We want to apply but don't want to get rejected... Any advice?
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