If I get a loan assumption, how do i protect myself as a borrower? I do...

rates seem erratic

I am looking into purchasing my first home and worried to buy now. It's so hard to gauge the market these days. Rates seem to be dropping this week and so do stock prices. do rate and stock market have...

Stated income

I work a part-time job and also have my own business. I would prefer to go stated income instead of using my employer because I generate more income from my business. Is it better to use my employer?

VA Loan , Non-VA Co signer

I am looking to use my VA benefit and my fiance is not in the Military or Veteran. Can a non-VA co-sign on a VA loan?

can i get a loan with a fido score of 615

I want to purchase a vacation home. How much do I need to put down? I wa...

Co-Signer Not on a Title

I need to take out a 2nd mortgage but I recently lost my job and do not have the supporting income alone to qualify. My partner is employed, making over $100k a year, FICO is 780 and i want to know if h...

Can I refinance my home if it is on the market?

Jumbo Loans

I have been doing some research on loan products and noticed that Jumbo Loans are making a com back and have lower borrower costs. My credit score is good, 689 and my income is half W2 ($65k) and stated...

Need Cash out - HELOC vs 2nd Mortgage

I am getting ready to leave my full time employer and work full time in my business, Talent Agency. I want to put away enough money for emergencies and extra business expenses. I do not have business cr...

Can I add On to my loan approval

I was just pre-approved for a $380. The home I want is only valued at $185k (one half of a duplex). Well, the other side just went onto the market, listed at $203(there is a grotto/Jacuzzi and 2nd bed r...

Refinancing after Divorce.

I finalized my divorce 30 days ago and with the rates going down I finally need to refinance my home. My current loan was closed January 2010, and my rate is 5.03. I want to change the rate because it's...

is harp being discontinued in 2018

can you qualify for a USDA loan if it will be your second home?

Home Being Remodeled and Need to Refi

My home is being remolded due to the hurricane Irma last year. We are adding a sun-room and I was told by the contractor this may increase the value of my home. I am i the possess of a refi to pull mone...