New mortgage guidelines affecting people with good credit?

I am in the process of shopping for my first house. My original pre-qualification was in January, for a conventional 30 year fixed loan. I'm hoping to make an offer this week, so I called my lender to...

I am making less money than when I bought my house. I want to know if t...

lower income, refi my house

Does the closing costs of about 6% of the purchase price in NY state sou...

We are being told that closing cost for a loan on a house selling for $272K may be up to 16K? How can that be? How does anyone afford a house?

My wife and I are looking at buying our first home. We don't have the be...

Do I have to wait for the purchase contract to apply for a mortgage loan?

My Lender told me he needs the contract before he can give me the loan application.

What do I need to do to apply for an FHA home purchase loan?

I received an inheretance of 60,000. What would happen if I use it to p...

Hi,I recently received an inheretence of $60,000. I owe $291,000 on my current home.If I decide to take the $60 K and put it into my mortgage, does that automatically reduce my monthly payment? I like...

Looking for an FHA fixed rate lower than 4.85

Can you help?

Recently divorced and got the house in the settlement

Recently divorced and got the house in the settlement. Now I need to remove my ex-husband's name from the title and mortgage. Do I need to refinance or is there another/better option?

i am a vet with credit score of 630-660

my wifes score is 530-630 depending on which angency you use. before we waist alot of time i will give some specifics so you can determine if you think you can help. mortgage is 39000.00 credit cards et...

Refinance help...

A couple of years ago I purchased a home for my parents to live in. It is not a rental property, but it is located within 15 miles or so of my primary residence. I have a mortgage on my parents' place a...

Should I refinance or pay more towards loan???

Our current rate is 5.375 on a 30 year note. we owe 280,000. Our monthly payment on at is 1679. (We have been paying 1800/month). We have an opportunity to refinance into a 15 year loan at 4.6 with 0 po...

Help..I'd like to refinance my current mortgage for a better rate..

I would like to refinance my current mortgage for a better rate. Here are the stats on my existing mortgage:Currently a 80 LTV;~43% DTI;FICO ~800Westchester County, NY (Distressed Market);$539,000 with ...

i got the aproval in the mail for a va loan, from the va. what's next?

First time home purchase

Here is the deal...After being married to a "spender" for a decade, I cut my losses and ran. I had to declare bankruptcy in 1995, and discovered a good deal of "ghost debt" when i got divorced. I have s...