Recently divorced and got the house in the settlement

Yes, you need to refinance to regain sole title of the property and mortgage. Please call me when you get this at 610-344-9988 or 484-557-3794. Our office is right outside of Delaware in West Chester, PA. Thanks!Nick Fratini

Hi:I want your business but lets see if I can save you some money 1st :>) Wish you a nice new year despite the sadness of your situation.*************************************************2 Ways To Try & Keep Refi Costs Down*************************************************1) Try & Save On Broker Fees - I will start by first advising you on trying to keep cost down as much as possible, by 1st avoiding the fee which I would charge you as a loan broker or others as well....;>)2) If your property value went down and still paying on original value of house 3-5 years back and cannot refinance then do the following, you may still not qualify but they will help you for free I would have to charge you, not that my fee is bad because some times it is beneficial going through a person like me, maybe have no time to shop, or need access to someone with access to many "unconventional outside the box alternative financing programs", that a traditional mortgage broker or banker cannot offer you and you may need some day.Now Call 1-888-995-hope it is a non-profit set up by obama, see what they have there that may help you first, you can also ask them to represent you with your local bank if by chance you qualify for their program, this program helps those that their property value has gone down and cannot refi due to the value going down or they are in trouble with their mortgage and behind on payments3) Go direct to bank and sit down with them to see what they offer you don't make any moves till you first review what you are getting into with them, contact me if you must for more advice3) Beware with certain loan modifications programs, which only destroy you if you do not understand feel free to call me and I will explain, beware of these private individuals which may offer this service, don't rush and have someone else explain to you before you sign anything may be the worst thing you can do when someone else does a loan modification for you beware...:(4) Find out if your mortgage loan is with Freddie Mac or Gennie Mae by calling your bank then call the hotline number I provided for HOPE to see what can they offer you in terms of help, if they say you do not qualify then I have some thing that may help and is an another option will depend on certain things, but we are not there since you may not need me yet..;>)5) If you qualify for obama program can use HUD registered agent can also help you for free with the process6) Speak to your attorney & accountant to see how else you can possibly structure your self to save more money, I have a financial advisor that does not do mortgage but advices you how to best earn and save money he works with morgan stanley / smith barneyI am a full service financial broker, what this means I do all types of loans conventional / commercial property loans, and alternative financing in the event there is a need for you to look into other types of money available to you for the future once you have settled in with your divorce and starting a new life or present unexpected surprises with your divorce which may require more options of financing that your mortgage brokers or banks cannot offer you6) I offer a refi-program where the borrowers mortgage is upside down and they cannot refi at current market rates and the value of the home is reduced to current market prices so they save money and only pay on the actual value of the property currently and not from the past purchase price which had more valueThis refi program is very unique and has nothing to do with Obama program but is a backup and a unique product that you or your friends and family may need if for what ever reason they have trouble doing a refi, I am that ACE CARD in the hole you can pull out to try one more time to see if it will work for you. I am your backup exit strategy plan if you may for your self or others that you know are hurt and cannot refi.********************************************************************************WHY DO I HELP 1ST VS TRYING TO MAKE MY COMMISSION 1ST********************************************************************************What is the catch you may say, well very simple if I look out for your best interest before mine, you will more then likely do business with me in the future if you are in need for any type of personal, business, real estate, alternative financing & Most Imporantly You Will Refer Your Friends, Family, Co-workers etccc to me which is what I really want...REFERRALS. So I choose to lose out 1st in order to gain !!! Hope this clears up my motive here! I will make more money in the long run with this method of working with potential clients, as opposed to a quick hit and run which will not get me referrals.Please excuse any misspellings just in case as time as run out and must run out the door...:(I can be reached at 917-687-8995..edwin! www.GlobalMoneySources.com