commercial loan complications, any advice?

im interested in a property that is getting multiple offers. The listing agent told me that they would prefer a cash offer. If I purchased this property using all cash, could i then take a loan agains...

Mortgage Affordability

Hi, I was hoping I could get some clarity before I approach a broker. I make about 7K net on a 9K gross per month (plus a yearly bonus of about 10-15K) and I dont have any debt. I use personal credit c...

What does the term investor suspense adjustment mean?

What does the term investor suspense adjusment mean?

Can you tell me how long you have to own a house before you can refianan...

Can you tell me how long you have to own a house before you can refianance it in NYS? (New York State)

With so many websites to view rates and get free rate quotes, how do I k...

Is Lender411.com the best place for me as a consumer to find my right lender. I want to know what company really takes care of the consumer when I enter my information.

Can I refinance again only after 3 months?

I am a homeowner and I have a mortgage on my property which I refinanced just 3 months back. But now I notice that the rates in my area have fallen further and I would like to refinance the loan for a s...

Non Fannie Mae or Freddie Mac Loan Refi Question

Im a Loan Officer in Los Angeles County. I have a client that is in need of a refinance loan. My clients loan is a conventional but neither fannie mae or freddie mac own the loan. SO they cannot qualify...

When do these lender "Conditions" end?

We had met all conditions, then our appraisal was ordered and it came in, we protested it and successfully got the value to what we needed. The bank just accepted the new appraisal, but just gave us bra...

Mortgage Laws Question...

Can a lender make a mortgage loan of $790,000.00 to a person making about 47,000.00 Which mortgage laws apply.

Mortgage for Unconventional Home

I have located an old commercial building that I would like to convert to an owner occupied four-plex. The contract I am writing is contingent upon receiving re-zoning to residential use. Since the surr...

What is the highest Loan to Value for REFI these ddays?

Loan for a REO under $60k, Self Employed

I've been looking for ways to buy my partner's just foreclosed condo. The problem is that all these places out there who do loan quotes won't do loans for below $100,000 and also I'm self employed.Both ...

Why are property values still dropping? What is driving this still? I ha...

What happens if you dont agree with an appraisal? Can you protest it ?

If we ask for another appraisal do we have to pay again for it?

I need advice on getting a second loan on my condo to help my parents ou...

I own a condo which is free and clear. I've paid off the mortgage in full! :) But now my parents are facing financial problems and I want to help them by taking out a loan using the condo title. Will I...