Is it possible to refinance my FHA 6 months after a Chapter 7 bankruptcy...
My chapter 7 has nothing to do with my mortgage payments, due to an accident I had trouble with my medical bills, but I have been on time for every payment in the last three years for my home. Is this p...
Is refinancing the right move for me?
We just bought our home in June. I talked to my lender and asked about refinancing since I heard rates are low. He told me it was possible even without 6 months of payment history.Here are the specs:Ori...
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My new mortgage company is refusing to send my monthly bill ontime.what can i do?
can't buy a condo with conventional financing?
We're in a situation where financing has been denied for a condo purchase, based on a Fannie Mae requirement that no more than 15% of the units in the development be 30 days behind on their condo fees. ...
buying shortsale and re-applying for pre-approval
Our bank wants us to pull our credit every 90 days on a short-sale house. Does this drastically effect our credit score when the deal finally goes through?
Credit Report has no Score!
My husband is in the military and we are currently stationed in Europe. We are moving to San Diego in October and we will be looking to buy a house over the Christmas holidays. In an effort to see how m...
Reverse Mortgage
Do potential buyers have access to knowledge that a property has a reverse mortgage and the reverse mortgage amount? thus allowing buyers to wait until property is returned to the lender to then sell at...
Pre-approval paper work question
I'm getting my pre-approval going. My checking acct went negative last month because I forgot about autotransfer to my savings acct. Checking acct has overdraft protection from bank credit card. So, ho...
downpayment requirement -- historically?
Currently, one can get an FHA loan with as little as 5% (or less?) down. During the bubble, there were zero-down loans.What were down payment requirements before all that? In the 90s, 80s, 70s, 60s...?A...
Are there any options out there that require less than 15% down?
As the market is falling all around us, and we have to lower the price of our home to try to sell it, that means that the cash that we get to put towards a new home is going to be less. What options are...
Self Employed Mortgage - Questionss
Hello all,I have a situation that I would like to hear opinions on because I'm hearing different things from different people. I am a technical writer who has been working for/"with" the same company fo...
Can I count my wife's income even though she hasn't gone back to work yet?
When our kid was born my wife quit her job. She plans to go back to work part time in May, right around the time when we would like to buy our first home. When we go to pre-qualify for a loan will we ...
fallin behind
what happens if i fall behind due to being out of work now im employeed again and want to get caught up?
Where is Mortgage Broker Compensation in Good Faith Estimate?
I'm looking over my good faith estimate, and there is nothing that could be considered the mortgage broker fee. No origination fee, no points, no nothing. Closing costs are paid by seller, and the costs...
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