Rate increase effects on closing fees

As rates seem to be fluctuating a lot this last quarter, how much impact really does .05%+ increase or so to a mortgage rate truly have as far as fees charged on a mortgage loan? I was approved in late...

what score do I need for a loan?

Isa townhome considered a multi-family dwelling for a home equity loan?

Can Loan Officers give Legal Advise During Loan Process?

My lender advised me to exclude my wife (we are separated) from the title of my loan. I don't have a attorney but I am wondering if this is more legal advise than banking consumer advise. Can anyone she...

if i'm behind 3 months on my mortgage will you accept 1 month payment

how can I get a refinance with a 4yr charge off

If I have 748 credit and want to purchase a $300k home with 20% down, ho...

my husband and I are getting a divorce and we have a house with a va loa...

Can I co-sign with a bankruptsy

Hi. My younger sister is buying her first home and asked me to co-sign the loan with her. Although I said yes, I have yet to tell her I filed for Chapter 11 in 2012. I was wondering if this will effect ...

Land Loan

My aunt passed recently and I inherited her trailer home, paid in full. The land that the home sits on is listed as "for private sale by Owner". The owner lives out of the country and has not been seen ...

Can you borrow 90% using the property tax value instead of an appraisal?

Money for Down Payment

I am saving for the down payment on my first home. I wanted to see if lenders accept cash for down? I plan to receive a gift of $10k but I don't want to deposit the money as it will alert IRS.

can i just walk away from my reverse mortgage? i can no longer pay the p...

Pre-approval Letter

I was pre-approved for $389,000 and received my letter on 6/25. My FICO is 689 and income as a single parent is $56,500 per year with about 30% debt. I was informed that my approval is only good for 60 ...

Disabled Vet Discount

I am 12% disabled US Navy Veteran and looking to use my VA benefit to purchase a home. I know there is a VA Fee discount available to me being disabled, but I don't know the percentage to get the discou...