Hi all, this is my first post and I'm seeking infirmation.I currently have an FHA loan which is approx 50k underwater. Besides the mortgage i have no dept and my credit score is 800. My fiancee has neve...
I talked to my loan servicer about refinancing my current loan, but was interested in how to qualify for principal reduction. The gov't.'s PRA program doesn't apply to Fannie Mae as I assume they have t...
We are looking for a mortgage broker who serves the Atlanta area. Our home is in Smyrna, GA. Homes in our neighborhood are selling for about half of what we owe due to foreclosures and short sales. W...
We have a property that has no motgage debt, except to ourselves (approximately 23,000.00) in private loan from us, to offset insurance work due to auto accident into our building... We want to cash ou...
If the harp program is backed by the government why are the mortgage companies able to set their own rules and not approve you, if you qualify under the harp guidelines?
I read a month ago that they were reducing the principal by up to 30% of the principal. Is this reduction part of the HARP 2.0?
My husband has moved out and we are getting a dissolution. We don't have children and will be settling without attorneys. He has agreed to "give" me the house--no buyout to him. However, we just refinan...
I make 63K a year, have approx $16K in credit card debt, and a FICO middle score of 608. I have a house on the market now and when/if it sells, should have about $5K to put down on a new house loan. C...
I'm not eligable for HARP 2.0 since I used the old HARP to refi right?
I was declared disabled since 2007. Before that I was a student. Now I have started my own business since December with good income. All 3 credit scores are above 640. But the loan officer is not workin...
I'm looking for a 10-year, interest only mortgage, which is what I currently have, only at a better rate. Can you tell me what companies offer that product and what the interest rates are?Thanks,Sharon
Do all banks have to participate in HARP?I have a loan with Flagstar, backed by Freddie Mac, but can't find anything other than hardship modification on their website.My current rate is 6%, investment, ...
Are HARP 2 interest rates the same as if someone is buying a home with a 20% down payment?
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