My home is zoned agriculture
My home is zoned agriculture , we did this for tax reasons , we have no agriculture activity , but we have to show a loss or profit every 7 years to maintain the tax discount . The lender is telling us ...
co-signer employment
Im currently trying to get pre-approved for a home loan. However, i work off of commission and mainly tips, so I do not make a lot on paper, only about 30,000 but have excellent credit.I have a family m...
i already foreclosed on my house in 2009 i have not paid my 2nd mortgage...
is there a statute of limitations on the 2nd mortgage if i foreclosed on my house in florida in 2009 I have not paid the 2nd mortgage since 2008 i have recieved a letter about payment. I thought and w...
down payment gifting
I'm trying to sell my home and I've found some buyers who have made a very attractive offer but unfortunately they cannot afford the down payment. Is there some way that I could gift the down payment to...
Putting 2 home loans together - 1 in NY, 1 in Florida
I have a home in Florida - owe 215K, and one on NY - owe $75K... What is it called if I want to condense the two? Is it a refinance? Also, is it true I must go to a bank, and not a mortgage broker?
Lender Paid Mortgage Insurance (LPMI) and HARP 2.0 Eligibility
I have an underwater mortgage, backed by Freddie Mac, with excellent payment history and very good credit. I am otherwise eligible for HARP 2.0 refinance but I have the Lender Paid Mortgage Insurance (...
bad credit preapproval
can i get preapproved with a low credit score? (550)
Brother of borrower
if he is the realtor on the purchase of the subject property can the brother/realtor gift the funds from his commission on the sale towards the borrower's downpayment? Would this differ from loan type ...
ssi disability letter from doctor
Hello, I'm on ssi disability and in the process of owning my own home. my mortgage broker told me i needed a letter from my doctorstating my disability. i have a letter from my doctor and also my disabi...
energy efficient mortgage
how are energy efficient mortgages managed? do they become combined with an existing home loan or do they have to be managed separately?
refinance commercial property
I am in Baltimore, Maryland. I would like to refinance my commercial mixed/use property. I operate a banquet hall and a childcare center. I currently have a mortgage of 14.9%. I need a lower interes...
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