Whats a homepath loan?
Just curious, I've heard of this before and I'm wondering what borrower would utilize a HomePath loan.
Houston Home Refinance
I'm interested in refinancing my home. I have a loan of 310k against a property valued at 395k. Currently my credit is 760, my husband makes a great annual income (90k). I'm just doing some research on ...
Need help on investment/new home question
I'm in the process of moving into a new home valued around 195k. My savings and investments are currently 35k and 25k respectively. My investments I'm averaging a gain of 5-7% over the last couple of ye...
Lubbock, TX - Nov 30th 2011
6 answers
- Latest answer by
Michelle Curtis Loan Originator NMLS 401173
Nov 30th 2011
New home, sold old one
I'm purchasing another home, just sold my first home and was able to get out with some cash (40k). The new home I'm looking at is 240,000 and my wife and I's credit scores are 725 and 740. So I'm hoping...
Can I only lend with a hard money loan?
I currently have very bad credit (620) and I am looking to finance a condo worth around 135k. I have enough for a 20% down payment, but I believe my credit is not enough to get a mortgage. Is hard money...
Will refinancing with another person on the mortgage make it a better loan?
I recently got married, my wife has moved in and I was curious if she was a signer on a refinance, with her good credit and income, it would help lower my rate. My credit I believe has moved from a 745 ...
5-10% down no PMI/MIP
Hello,Anyone available for doing a mortgage on a 2 family @462K in waltham, ma? i'm looking for 5-10% down with no PMI/MIP at 3.8% or lower.Thanks,peoniesmoon@yahoo.com
Refi to rent, or should I sell?
I have a house worth 225k, with a 6% mortgage rate 30 year FRM, I've paid down to 150k. Now I'm deciding whether I want to rent it out; in which case I would refinance it; or sell it. Now seeing the hou...
Bankruptcy hurt mortgage chances?
Does bankruptcy hurt my chances of ever getting a home? I know I can't buy one for two years from the discharge date, but five years down to road will it still be just as bad as right when the two year ...
Should I refinance into a 15 year or 30 year?
My current home mortgage is a 30 year FRM at 5.5%, I've paid off close to 40% of the loan (was 400k, now 240k), and I was wondering if I should refinance into a 15 year to pay off the loan faster, or ke...
When can I take advantage of the new government refinance program?
I've been wondering about the new government program that I read about, specifically CoreLogic. When does this no limit refinance program begin and which brokers can offer it?
Reverse mortgage
I have a mother who is living in a home by herself, my father just passed this year. Now the home has been paid in full and my mother's structured income and retirement plan has been helping her so far,...
Riverside, CA - Nov 17th 2011
6 answers
- Latest answer by
allenp.altonlending_760_554
Nov 17th 2011
Should I refinance if I'm thinking about moving soon?
I have a home valued at 215,000 and currently 8 years into a 30 year FRM at 6.5%. Right now I do not know whether I'm going to move out to another house or refinance this one, but regardless the payment...
Do I qualify for the new HARP program?
I have a Freddie mortgage that was eligible for HARP with everything except the LTV, which is around 145%. I haven't been late on a payment in three years and I just read in the paper about the changes....
Can I refinance without 20% equity in my home?
I bought my home back in 2008, mortgage amount of 293,000 with a rate of 5.5, home is currently worth 329,000 and my credit is 759. Do I need 20% equity in order to refinance?
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