Problems with auto withdrawal system with our lender

I make it a point to pay our mortgage every other week since the lender set this up with an automatic withdrawal system. This means we have 2 extra payments per year which are applied fully to the princ...

Myhusbandstartedworkingforacommission-basedpayjobinJune2020,inFeb.2021he...

Need advice regarding HELOC

I want to get my down payment for a new home from the equity in my current property via HELOC. The problem is, the market is tough right now and it may take a year or two before I find a new home. I don...

Plan to house hack a duplex

I’ve been working in the hotel industry in NYC for the past 4 years. Since the pandemic my hours have been reduced and I am still waiting to get back to full time hours. I have $120k saved up and I pl...

New to real estate investing looking for the right property

My name is Chris from Arizona, 30 years old, with enough savings to put down 20% on a property. I was wondering how I can get an investment loan with more than a year's worth of income on taxes? I used ...

What are my chances for a refinance?

Rehab on my duplex is almost done and I am looking to refinance out of hard money. Both sides will be rented out and I applied for a 30 year refi with a local lender. I am getting offers at 15 to 20 yea...

Do I need to save more in just in case?

I am ready to fix and flip my first property and am using a hard money lender for funding. In my estimate, I’ll spend $150k for the property and $50k for the rehab. I can put down 20% with the underst...

Loan products for leasehold properties in Hawaii?

Does anyone know of loan products for leasehold properties in Hawaii? I’ve heard that cash is the only option on leasehold condos in STVR permitted areas like Waikiki or Kailua-Kona. If there is a 30 ...

Personal loan to LLC loan, is this possible?

I am in a partnership LLC and I want to know if you can transition a personal loan into an LLC loan? If it’s possible, how does it work and how long before it gets done?

First time investors wanting to know first steps to take

We are first time investors and we want to know if getting pre-approved for a refinance before you put a cash offer on a home is the right step to take? What documents should we submit? Are we allowed t...

Looking for lender that allows 5 to 10% down

I just closed on a condo in downtown Miami that I was going to flip. I’ve come to love the property and I want to keep it. The thing is, I don’t want to pay 20% for an investment property right now....

Investing in the US from South Africa

Hi, my name is Vincent and I grew up in South Africa. I want to know if it’s possible to fly to America and get a loan for an investment property then fly back home since my business is back home. I w...

Difficulty getting funding for property with a church as tenant

I came across a great deal on a small 3 unit commercial property but hard money lenders that I’ve reached out to for funding won’t give me a loan since the property has a church as one of the tenant...

Where do I get funding for my 8 unit investment property?

I own a fairly large lot with a single family home in Utah. At the end of 2022 the city will allow the development of townhomes on single family lots and I want to build 4 to 8 units on my property. I a...

What happens when you don't have enough to pay for a loan?

I know that owning a home free and clear is the ideal situation but what are the costs and sacrifices one must make for this to become a reality? What if an emergency arises and we don’t have enough b...