lender has not provided finial closing cost by night before closing

Issue with schedule of closing

Hi, so I'm moving from Phoenix to Milwaukee. I’ve accepted an offer for my new job in Wisconsin and I can prove this by showing my offer letter. I’ve been prequalified for the loan amount but there�...

Can I still switch banks due to issues with my broker?

I am currently on vacation in Canada and I purchased a house back home and the possession date is in a few weeks after I get back. This past week I signed a “mortgage commitment” with a lender throu...

How can I get released from the previous FHA loan? We didn't sign closin...

My husband and I found our dream house in Tennessee. We sold our house in Florida and when we landed in Tennessee we knew the house was not as discussed with the realtor and we ended up not signing the ...

Had my home rented out after moving out of state and I want to buy a new...

Hi, so I moved to a different state for a new job and I decided to put my old house up for rent instead of selling it, because the market in my previous city was horrible. I am now considering buying a ...

I have 2 mortgages and one of my homes got foreclosed

My house in Georgia was foreclosed a year ago. I had 2 mortgages with the same bank. After my house was foreclosed, the bank didn’t give me anything for the entire year. Now the 2nd mortgage started s...

Can I take my mortgage elsewhere to get a better rate?

I am not closing until July 27, which is way longer than I expected. My lock expired on July 10 but current rates are lower than what I locked at. My loan officer told me I will get worst case pricing o...

Need help regarding mortgages for condos

I have a question concerning mortgages on condominiums. My property is listed as a “condo” and I own half of the property while the other half belongs to my neighbor. We have a condominium associati...

Do sellers prefer cash over financing?

I was wondering how valuable an all cash offer to a seller is. Will it be of any additional value to a seller, over an offer that requires financing? Do others think a cash offer will justify a lower of...

Is my loan officer correct regarding mortgage insurance payment duration?

Me and my husband are purchasing a home with an FHA loan and we’re putting 20% down. My loan officer told us that we still need to pay mortgage insurance for at least 5 years. Is my loan officer right?

Will a rental house affect our new loan application?

Hello, so my family and I are already halfway through our 30 year loan on our house. We’re currently house-hunting but we still haven’t found the right house for us yet. We plan to put our current h...

Closing date is in a few days but an issue with the title arose, how lon...

It’s my first time buying a house and I’m supposed to close it on Thursday. My lawyer called me last Wednesday, and she told me that there is an issue with the title. It’s probably because there a...

I'm an immigrant planning to sell my current home and move, what are my ...

I’m an immigrant to the USA and I don’t know much about the mortgage system here so I decided to ask for some input here. I have a 30 year FHA loan with BoFa. If I sell my home and move somewhere el...

Waiting for a statement from my lender after paying mortgage interest

Hi, I think I already know the answer to my question but I still want to hear the opinion of others. Me and my husband are filing our taxes and they’re a little more complex than normal. We filed our ...

How much can I get with a salary of $65k a year?

I’m interested in buying a home in Cali. I have great credit with a car payment every month but not much down payment saved, I can do 5% for a $250k home. How much can I get with a salary of $65k a ye...