Front-End Ratio
Will lenders these day allow for front-end ratio to be more than 28%? I need my front-end ratio be be 34%. My back-end ratio is find because I have no debt right now. For the house range I am looking...
How are high-priced homes financed?
Just something I've been curious about...When someone finances a really expensive house, lets say 2M, how is that usually done? Is it like cheaper houses where it is most common to have 20% down or do l...
Funding options for move up house
We currently own a house worth about $350k based on recent sales in the area. We are looking at a "move up" house that is short sale listed for $380 and will likely sell for $400k - $420k We have $18k l...
Transferring ownership to an LLC
I am about to purchase an investment condo, which I am planning on renting out. I am getting an investment condo loan from my lender and am putting 25% down.After purchasing the condo I want to transf...
Is an FHA Hybrid arm whith a fixed rate for 5 years at 2.87% and can be...
It would lower my monthly payment by almost $200
According to this site the rates are down from last week. Is it correct...
It was gpoiong up like crazy
FHA 203k for First time buyers only?
Sorry if this is a "duh" question, but can you get a fha rehab loan if you already own a house? I have a place in Austin but live in LA now and would like to go the FHA route. I was looking at the off...
What's the difference between a refinance and a home equity loan? Which...
Can someone explain the difference between a refinance and a home equity loan? And which is the better route to take...I have excellent credit and an income of over $100,000 a year.
Buying a home while single vs being married
My girlfriend and I are thinking of moving in together sometime this year and I want to make an informed decision regarding whether to rent or buy a home. Neither of us have owned a home before and our ...
First time home buyer with several questions in Seattle WA
My wife and I are beginning to look at real estate. We are interested in finding a nice place to stay for many years to come. So we are looking for a fixed low rate 30 yr mortgage. I have been at my emp...
Portfolio Loans Available In Orange County?
Looking for a portfolio loan for a property in orange county, more specifically Huntington beach. I have a credit score of 780 and will be able to have 20% down by next month.
Only deceased spouse on mortgage, but both on deed.
My spouse died 4 years ago and was the only one on the mortgage, we are both on deed. There is only the mortgage in spouse's name, everything else is in my name. I was advised to just continue paying ...
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