Let me try this again, for clarity- Does anyone have experience with co-borrowers on a mortgage? I do not need help getting approved, but my parents' credit is near-perfect and I am hoping to get a b...
I saw a house with lots of potentials. But it's a bank-owned property and the roof needs to be replaced before occupying. Being a first-time home buyer and I'm going to use my VA loan. Well, what kind o...
My credit score is between 660 and 687. I need to refinace my current rate 7.35 adjustable mortgage. What kind of rate will I get.my current lender says I only qualify for a 8.75 rate because I had a ba...
My husband and I have submitted an offer on a house and it was accepted on Friday evening. So we are on day 2 of our 30 day close period. The house we are purchasing is an investor flip in the Montros...
If I want to take a loan from my 401K to increase my downpayment to buy a home, does it affect my loan amount? In other words, do they take into account the monthly amount I have to pay for the 401K loa...
current terms are 10 year Amortization with a 5 yr balloon with an interest rate at 8.125% (approx 500,000)
The REO I'm in contract now has no appliances, stove, dishwasher, oven, microwave, a/c...in order to close the escrow, what will my lender require prior to closing? we have FHA
I can't do FHA because it's not an approved condo complex. Too many units are already FHA insured for a spot inspection to work. More than 30% of the units are rented, so the PMI company won't do it. ...
I want to get a reverse mortgage, but I've been wondering about this. For example does extra equity get added onto your account as the house prices rise, or is your total equity set against the date you...
My boyfriend a I are wanting to purchase a house that we have found but there are some minor issues. Two years ago he filed bankruptcy and has been slowly building his credit back up. He makes more than...
I want to know if a pre-approval always has to match the price of the house I'm purchasing? I called a mortgage company and basically they're saying I'm only qualify for 65K, but the house I want is 220...
We need to change out all our windows which cost $15000 but we are also looking to refinance. Would that help with the house value
I live in Colorado and plan to purchase a home. Before I move in, I'd like to add two bedrooms and a bath. What's the best way to finance this all at the same time?
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