How do I get a 2nd mortgage loan for a vacation home
I want to buy a 2nd home for vacations for my family in Colorado. We visit several times a year and I feel that it would be less expensive to just purchase a 2nd home there. I have good credit at 695 an...
Loan Pre-approval Question
I am currently pre-approved for 500k conventional loan with a bank. If I use this pre-approval for making offers, do I need to use the same lender when it comes to actual loan or I can shop arround? Can...
Re-fi rental home w LTV less than 70%
I have a tenant occupied rental home in Las Vegas with a Freddie Mac loan, no PMI. Great community, and LTV is under 70%. Current lender will not re-fi. I want to take advantage of lower fixed intrest r...
Self employed home loan and not the best credit
I am in San Jose. I have been living in my home for 9 years. The current Wells Fargo loan is in my boyfriend's name. he passed away suddenly in December. I want to buy the home. I am self employed and m...
Harp 2.0 Lender needed for Level 3/4 Condo.
Long story short. Working with Major bank in SE Florida. Caem out to close and in the 11th hour they can't do my loan. I fit all teh reqwuirements.Excellent creditSelf-employed (22 years)Investment Co...
Refinance a non Freddie or Fannie loan that is at 107% LTV in Florida
As stated above my primary residence is underwater. I have excellent credit, income, and have never missed a payment on my mortgage. I would love to refinance to not only a lower rate, but also a sho...
Puerto Rico Income taxes issue
Find a lender allow a buyers from Puerto Rico Income taxes buy a house in florida
Hello, Fannie Mae has me at a EA 3?
Fannie Mae has me at a EA3 I have tried twice to refi w/ 2.0 and both (credit union and a broker ) said they could not help. My credit scores are well above 750 and have made all pmts on time. What gives?
How do I find out the equity in my home?
I need some repairs done to my deck and I want to get the equity to do so. How can I find out how much is there?
Does having a payment arrangement for tax liabilities negatively effect ...
We have outstanding tax liabilities from 2005, 2006 and 2007. We have a payment arrangement with the IRS which has been in place for a couple of years now. There are no liens in place. How will this eff...
HARP 2.0 Out of Pocket Expenses
Can Someone give me an idea of what type of out of the pocket expenses I can expect with HARP 2.0?
HARP 2.0 Lender in MD
Is there a HARP 2.0 Lender without Overlays in the MD area?
Why are bank asking for 25% down for a 2 family house?
I have BOA and Chase telling me I need to put down 25% down on a 2 family house, but for a single family house I can only put down 20% to get conventional 30yrs fixed loan. Does this make sense? They ar...
Is rent to own a good deal?
I would like to buy a property, but my credit is not in the greatest shape after some medical debt. I make enough money to afford payments on a home and work on my credit which is currently at 605. I am...
Albuquerque, NM - May 21st 2012
4 answers
- Latest answer by
Michelle Curtis Loan Originator NMLS 401173
May 21st 2012
Should I refinance now or later? Have I missed my chance?
Two years ago, I refinanced my existing home to borrow against the equity of the home. In doing so, I continued with the 80/20 style loan to avoid mortgage insurance and now have a 5 yr. ARM with a rate...
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