Credit scores and other questions

How do i find out what each of the three credit agencies scores are on me? On experian, they are 755, but the other two must be lower--how do the banks/mortgage lenders calculate the score they use? do ...

Changing employers while house hunting/buying

There seems to be a number of very well informed posters to this board so I thought I'd pose the question here rather than possibly red flagging us to the mortgage companies we've been working with. We'...

rental restrictions after a hafa short sale

Are there restrictions on renting out a property after a hafa short sale? Can the seller rent the property back from the new owner?

Buying shortsale and re-applying for pre-approval

Our bank wants us to pull our credit every 90 days on a short-sale house. Does this drastically effect our credit score when the deal finally goes through?

How can I get a phone of Lender 411?

fallin behind

what happens if i fall behind due to being out of work now im employeed again and want to get caught up?

Does my mortgage payment change if I make a LARGE payment?

Does it change my regular total payment if I make a large, one time, principal payment of say $75 thousand? Or, should I just continue with extra monthly principal payments which I have already been doing?

Non-US citizen purchasing home

I'd like to know that, if I purchase a home as a non-US citizen and take out a US-based mortgage (assuming I qualify), can I add my US-citizen spouse as a co-borrower (assuming it reduces the rate and i...

Looking for 80/15/5 in Northern Virginia

Anyone doing a 80/15/5 these days in Northern Virginia? Looking to only put 5% down on a ~$700k property. Have credit score above 800, great financials, but given interest rates, would prefer to lever u...

FHA for Investment Property

Can you use an FHA loan to buy an investment property? I am a first-time home buyer and am looking to buy an investment property (before my own home, though I am currently looking) using an FHA loan. I...

Where is Mortgage Broker Compensation in Good Faith Estimate?

I'm looking over my good faith estimate, and there is nothing that could be considered the mortgage broker fee. No origination fee, no points, no nothing. Closing costs are paid by seller, and the costs...

Are there 80/15/5 Mortgage out there?

Hello mortgage experts. Does anyone know if there are any 80/15/5 mortgages out there for properties in the 700K to 800K range? We have excellent credit, no debt and can afford the monthly payments wit...

How do I determine who my carrier is

According to this site, the 5/1 arm rate increased from 2.96% (last week...

This is only for 5/1 ARM?

re-submitting a loan

So after 5 weeks of being in escrow I just heard from my LO that the bank declined to fund the loan due to legal issues.I'm supposed to close in 2 weeks and now we have to submit the app to a different ...